The American Bankers Association Foundation knows how much teens love to talk about money, or at least their grandiose plans to spend it. Getting students to think critically about their spending habits and understand the importance of saving, however, often poses challenges. That’s why each year the Foundation holds its annual Lights, Camera, Save! teen video contest.

That day you blew a tire. The time your dishwasher overflowed. That vacation when your child got sick far from home and the doctor wouldn’t take your insurance. We all have those unexpected events in life that can lead to financial stress, but it doesn’t have to be that way.