America Saves Blog


Tips, advice, and the latest news from the savings world.

#ASW17 Savings Focus: Save for Emergencies

Emergency Savings America Saves Week ASW ASW17
Written by Tammy G. Bruzon · 04 March 2017

It’s the last day of America Saves Week, and while we're sorry to see it go, we're so grateful for all the participation from our partners and friends in personal finance, and savers like you!

#ASW17 Savings Focus: Pay Off High-Interest Debt

Debt America Saves Week ASW ASW17
Written by Tammy G. Bruzon · 03 March 2017

Debts that accrue interest over time can deal a major blow to your savings. But with planning, discipline, patience, and maybe some outside help, almost anyone can reduce their debts and start to accumulate wealth.

#ASW17 Savings Focus: Saving at Tax Time

Tax Time Saving America Saves Week ASW Tax Time ASW17
Written by Tammy G. Bruzon · 02 March 2017

Tax season is upon us and while we often dread the paper pushing and number crunching, let’s not forget the excitement that comes with getting back some of your own hard-earned money in the form of a tax refund.

A Simple Guide to Planning For Retirement

Retirement America Saves Week ASW ASW17

If you were asked to visualize retirement, what would you see? You may see yourself living on a beachfront property, cruising around in your dream car or even turning your favorite hobby into a business. Regardless of what retirement looks like to you, it’s safe to say we all want to enjoy it.

Key tips to consider if choosing a lump-sum pension payout

Retirement America Saves Week ASW ASW17

Your pension plan may give you the option of taking your full pension in a lump sum when you retire. When you choose a lump-sum payout instead of a monthly pension payment, you replace a lifetime monthly payment for a one-time payout. A lump-sum payout can give you the flexibility of choosing where to invest or save your money, and when and how much money to withdraw. However, it also shifts responsibility from your employer to you for making your money last and protecting it from a variety of risks ranging from inflation to fraud.

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Tip of the Day

  • Written by Tammy G. Bruzon | February 2, 2018

    Savers with a plan are 2x more likely to save for #retirement, have a rainy day fund, and stick to a budget. Hack your savings for a chance to win up to $750 from @AmericaSaves: #ASW18

Saver Stories View all »

Inspired to Build Savings By Starting Small

Written by Great Lakes Michigan Saves | April 19, 2016

With little-to-no money in the bank and living on a limited income with her adult daughter, Sharon wasn’t sure if building up savings for her future was even possible. “At my age, to put debts behind me would be a relief,” she said, but she wasn’t quite sure how to even get started with a savings plan. That all changed when Sharon attended the Great Lakes Michigan Saves Pay Yourself First Saver’s Summit during America Saves Week.


Developing a Savings "Game Plan"

Written by Katie Bryan | October 28, 2013

Eunice Diaz, a teacher in Colorado Springs, had been noticing a pattern. Despite the fact that she and her husband were “making good money,” they were spending their entire earnings and “were still struggling at the end of the month.”


Getting Out of Debt

Written by Katie Bryan | October 28, 2013

In 2004, Tonya Shelton was facing financial ruin. Barely making more than minimum wage and having lost her home to an unexpected family crisis, Shelton and her family were forced to live in a rundown hotel.


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