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Tips, advice, and the latest news from the savings world.

America Saves Conversation with the Economists: Holiday Spending

Automatic Savings Budgeting Savings Tips Holiday Savings Family Savings
Written by Nancy Register · 17 November 2016

America Saves is launching the first in a series of four conversations with economists Aaron Klein, fellow in economic studies and policy director of the Initiative on Business and Public Policy at the Brookings Institution, and Mark Calabria, director of financial regulation studies at the Cato Institute, on large economic questions and how they impact the financial well-being of individual households. In the first video of the series, which we're calling America Saves Conversation with the Economists, we asked about the role of holiday spending in the nation’s economy.

Managing Debt – By the Numbers

Debt
Written by FINRA Investor Education Foundation Staff · 16 November 2016

By FINRA Investor Education Foundation Staff

Managing debt is a major concern of many Americans. Nearly four out of five Americans carry at least one of the following types of debt measured by the FINRA Foundation’s 2015 National Financial Capability Study (NFCS): mortgage or home equity loan; credit card balance; auto loan; student loan’ non-bank borrowing; or unpaid medical bills. And 40 percent of Americans reported thinking they “have too much debt right now.”

The savings effectiveness gap is growing between the poorest and wealthiest Americans

Research Personal Savings Personal Savings Index
Written by Madeline Daniels · 09 November 2016

The interest, effort, and effectiveness of Americans to save money declined in the last year, according to new research from America Saves. And while savings effort and effectiveness are at a three-year low across the board, the declines were most concentrated among low- and moderate-income Americans.  

Screenshot of holiday budget worksheet

Free Holiday Budget Printable

Holiday
Written by Madeline Daniels · 01 November 2016

It's the season of giving! If last year is any indication, you can expect to spend a budget busting $800 or more on gifts. And then there’s the plane ticket back home, party dresses, tinsel, wrapping paper, the holiday roast, and so much more.

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Tip of the Day

  • Written by Tammy G. Bruzon | January 16, 2017

    Do you need to file a tax return in 2017? This #BetterMoneyHabits video can help you find out: http://bit.ly/2hU8smo

Saver Stories View all »

Challenging Herself to Save

Written by Sara Cooper | April 15, 2014

It all started when Marchale Burton overheard Alabama cooperative extension colleague Isaac Chappelle, coordinator of Alabama Saves, explaining how saving just a little bit – even change – is all it takes to become a saver. “I thought about that,” Burton said, “and wanted to see if it would work.” So, she challenged herself to see how much change she could save.

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Starting Over

Written by Katie Bryan | October 28, 2013

Until last summer, Michael Lindman spent money freely. “I was a union truck driver for 35 years and had a good income,” said Lindman. “I owned my own home, saved a little, and tried to live within my own budget. You always think there’s going to be that much coming in, but things can change in a split second.”

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Inspired to Build Savings By Starting Small

Written by Great Lakes Michigan Saves | April 19, 2016

With little-to-no money in the bank and living on a limited income with her adult daughter, Sharon wasn’t sure if building up savings for her future was even possible. “At my age, to put debts behind me would be a relief,” she said, but she wasn’t quite sure how to even get started with a savings plan. That all changed when Sharon attended the Great Lakes Michigan Saves Pay Yourself First Saver’s Summit during America Saves Week.

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Written by Tammy G. Bruzon | July 15, 2014

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