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Tips, advice, and the latest news from the savings world.

How to Choose the Right Contribution Percentage to Your 401k Retirement Plan

Written by Guest Blogger · 26 February 2011

By David Bakke

David Bakke writes about money topics like saving money, planning for retirement, smart shopping, and building wealth on the Money Crashers personal finance blog.

If your employer offers an individual 401k retirement plan, you should be contributing to it unless you fall into a very small exception category. The only time I would advise against participating in a company-sponsored 401k plan is if these contributions would interfere with your ability to pay monthly bills or get out of debt. Don’t invest in your future at the expense of your current situation. But if you can afford to make even a small contribution to the plan, go for it. Now that you're considering your personal retirement planning, let's address a crucial question: How much should you contribute to your 401k fund? Is 1% enough? Should it be 5%? Or 10%? Should the amount of your contribution depend on your age? Consider these five key factors.

How to Save at Tax Time – with Savings Bonds

Written by Super User · 25 February 2011

ALL taxpayers receiving refunds can make an impulsive decision to save by splitting their refund in U.S. Savings Bonds using their tax form. With as little as $50, tax filers can save for themselves or in the name of a loved one in a safe, guaranteed, accessible, and competitive savings instrument.

7 Ways to Boost Your Credit Score

Written by Guest Blogger · 24 February 2011

This post is by Silicon Valley Blogger, who writes for The Digerati Life, a personal finance site that covers a wide range of topics in the areas of money management, finance and business.

From getting a mortgage to securing a good job, your credit score matters. You want to boost your credit score to qualify for low interest loans and topnotch jobs, so consider these tips to help you raise your credit score.

Savings Mistakes You’ll Make in Your 20’s – and How to Avoid Them

Written by Guest Blogger · 23 February 2011

By Dave Clarke

Dave Clarke is the Communications Strategist at Churnless, a company that helps entrepreneurs. He originally wrote this article for EndangeredSavers.com. Follow Dave on Twitter: @thedaveclarke.

Be Prepared: Have a Graduation Emergency Fund

Written by Guest Blogger · 21 February 2011

This article is by guest blogger Ashley Jacobs, the author of the College Cents column on Wise Bread. Wise Bread is a community of bloggers that aims to help you live large on a small budget.

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Tip of the Day

  • Written by Katie Bryan | November 23, 2013

    Tip to #Save: Pay off Credit Cards as Soon as Possible. http://ow.ly/FJyDM via @Bankrate

Saver Tips and Stories View all »

Budget like Nohemi

Written by Guest Blogger | April 19, 2019

Nohemi found out about America Saves a few years ago as an undergraduate at the University of Illinois at Chicago. She remembers attending a University of Illinois Saves event where she decorated a piggy bank and took the Pledge, but college life made her put the thought of saving at the back of her mind. Those thrifty thoughts resurfaced when she graduated with a degree in public health.

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Saving is a Family Affair

Written by Guest Blogger | May 21, 2019

Saving is truly a family affair for Jeff’s household. During America Saves Week 2019, he pledged to save for retirement. But making a commitment and creating a plan to save isn’t a new concept for him.

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Saving Early: Key to Successful Future

Written by Katie Bryan | October 28, 2013

For Johnnie Lovett, a Young Illinois Saver, saving has been a habit since he was a teenager. “As a teenager, I was responsible for buying certain things with my allowance,”

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Written by Super User | September 16, 2013

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Written by Tammy G. Bruzon | July 15, 2014

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