America Saves America Saves
  • Choose Your Savings Goal
    Emergency fund Large Purchase Car Vacation Retirement Debt Repayment Education Homeownership Disability-related expenses Investment Savings General Savings
    Emergency fund

    Nearly a quarter of savers who take the America Saves pledge chose “emergency savings” as their first wealth-building goal. And they have the right idea.

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    Helpful emergency savings links:

    4 Steps to Spending Your Stimulus Check Wisely When You Don't Have An Emergency Fund 38 Reasons You Need At Least a $500 Emergency Fund How to Start Your Savings Journey What's The Easiest Way To Save? Automatically
    Large Purchase

    Think and acting like a saver not only means knowing what you’re saving for and how much it costs, but having a plan for building that savings.

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    Helpful Large Purchase Savings Tips:

    5 Holiday Mistakes That Could Cost You How to Save During the Holidays The S.M.A.R.T. Way to Save for Large Purchases What's The Easiest Way To Save? Automatically
    Car

    Being able to travel by car can help people earn more, spend less, and get better value in their housing. Cars, however, are relatively expensive to purchase and maintain. American households spend, on average, more than $8,000 dollars on car purchases and maintenance each year.

    Learn more

    Additional links for savers like you:

    Sign up for text reminders and savings tips Save On Interest With This Debt Repayment Strategy 54 Ways to Save Money
    Vacation

    Vacation anyone? You might be gearing up for your next trip soon. Luckily, you don’t have to be rolling in dough to travel!

    Learn more

    Check out these resources to help save for your next vacation:

    How to Save Money on Your Next Vacation A Think Like A Saver Attitude Save Big on Your Next Vacation with Technology & Pre-Planning What's The Easiest Way To Save? Automatically
    Retirement

    Retirement savings is a top priority for many Savers. Saving now for retirement will ensure that you have enough money to enjoy a comfortable standard of living when you stop or reduce the amount of hours you work.

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    Debt Repayment

    Getting out of debt is the #3 goal Savers select when they pledge to save. With planning, discipline, patience, and maybe some outside help, almost anyone can reduce their debts and start to accumulate wealth.

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    Helpful Debt Repayment Links:

    4 Key Mindset Changes To Make When Paying Off Debt Paying Down Debt IS Saving Save On Interest With This Debt Repayment Strategy
    Education

    Saving for education is the second most popular goal (after saving for emergencies) savers select when they pledge to save with America Saves.

    Learn more

    Helpful Education Savings Links:

    Learn more about grants and scholarships Learn more about Federal Work-Study Learn more about 529 plan fees and how they impact financial aid eligibility Learn more about savings bonds Learn more about federal student loans 8 Ways to Save for Your Child’s Education
    Homeownership

    Develop a savings plan to build up money for a down payment at purchase, for moving expenses, and for post-purchase emergency expenditures such as needed home repairs.

    Learn more

    Helpful links for future homeowners:

    The Unexpected Costs Of Buying A Home Visit Freddie Mac for information about home buying and the mortgage process For more information about home buying and the mortgage process visit Fannie Mae Check out Current Mortgage Rates
    Disability-related expenses

    Oftentimes, individuals with disabilities may not be familiar with savings options that are available to them or they may be afraid to save money due to the fear of jeopardizing public benefits.

    Learn more

    Helpful Savings Links:

    Saving is an option for individuals with disabilities ABLE Accounts – A Protected Savings Option for Persons with Disabilities 54 Ways to Save Money Sign up for helpful text reminders and savings tips
    Investment Savings

    More and more people who take the America Saves pledge are choosing investment savings as their goal. Making investments can build wealth over time more reliably than using a savings account, but it also involves risk. So, it’s important to educate yourself.

    Learn more

    Helpful Investment Savings Resources:

    Check out the Better Business Bureau’s (BBB) time-tested rules Check out the Securities and Exchange Commission’s (SEC) guiding principles Learn more about investment fees from the SEC
    General Savings

    It can be hard to put aside money for savings. But there is an easy way to save money without ever missing it. Make your savings automatic. You can start small and save $20 a week or month or you can try and save more.

    Learn more

    Helpful General Savings Resources:

    54 Ways to Save Money What's The Easiest Way To Save? Automatically How to Start Your Savings Journey 38 Reasons You Need At Least a $500 Emergency Fund 5 Ways To Teach Kids How To Save At Home
    Take the America Saves Pledge

    Savers who make a plan are twice as likely to save successfully.

    America Saves

    Take the America saves pledge

    Make a pledge to yourself and create a simple savings plan that works. Complete the Pledge and America Saves will send you short email and text reminders, resources and tips to keep you on track towards your savings goal. Become part of an entire community of savers. Get started now!

    Why am I taking this pledge?
    creative ways to fund your savings
    • How to Start Your Savings Journey
    • Creating a budget for your family
    • Paying Down Debt IS Saving

    I
    pledge to save money, reduce debt, and build wealth over time. I will encourage my family and friends to do the same.

    I will save
    each month for
    months to reach my savings goal.
    Debt Repayment Tips

      I, _firstName_ _lastName_, pledge to save $_amount_ each month, for _term_ month(s), to reach my _goal_ savings goal of $_amountTotal_.

      By submitting the pledge form you agree to share this information with America Saves. All personal information will be treated confidentially. Please refer to our Privacy Policy and Terms and Conditions for more information.

      Why am I taking this pledge?

      Those with a savings plan are twice as likely to save successfully. Taking the America Saves Pledge is a pledge to yourself to start a savings journey and America Saves is here to encourage you along the way.  Take the first step toward creating a better financial future. Make a plan, set a goal, and pledge to yourself to start saving, today.

      Congrats on completing the pledge!

      We are so glad you have started your savings journey and America Saves will be right beside you the whole way! You will soon receive an email from the America Saves team to help encourage you. Find helpful links below to continue researching topics on saving.

      Find a Local Campaign

      There are over 60 local America Saves campaigns located nationwide.

      Connect to a Campaign
    • For organizations
      Our Partners America Saves Week Current Initiatives Organize a Local Campaign America Saves at Work For Organizations
      Getting Involved

      America Saves makes it easy for your organization to get involved. Take a look at the different options, and choose the best fit for you and your colleagues. We look forward to working with you!

      Get Started
      Be sure to check out...
      Our Partners America Saves Week Current Initiatives Organize a Local Campaign America Saves at Work

      Getting To Know The New America Saves!

      11.19.2019

      Summit Follow Up

      The America Saves Summit: Attacking the Savings Crisis took place on Wednesday, November 6, 2019 with engaged leaders representing...

      View Details For Organizations
    • Resource center
      Savers
      Insights Saver Tips and Stories Podcasts
      Organizations
      Saver Tips and Stories
      Check out the latest resources for
      Insights Saver Tips and Stories Podcasts
      Credit Cards

      By America Saves

      ATM Card, Debit Card, Credit Card: What’s the Difference?

      Ever wonder what are the differences between ATM cards, debit cards, and credit cards? While they may seem similar, each works in ...

      Learn More

      01.31.2021 By Kia McCallister-Young

      38 Reasons You Need At Least a $500 Emergency Fund

      The age-old saying,” When it rains it pours” is especially true when an unexpected emergency pops up- as if you had nothing better...

      Learn More

      By Nadine Bialo

      Taking Back Control Over Finances

      After becoming a Virginia Saver and getting help from BankOn classes and coaching, Nadine Bialo took back control over her financi...

      Read More

      By Nicky Vasquez

      Taking Steps Toward Financial Fitness

      Nicky Vasquez learned about Virginia Saves when she attended her first class with Bank On Virginia Beach. The instructor shared ho...

      Read More

      07.26.2022 By Kia Young

      Episode 3: Saving For Major Life Milestones

      It is important to save for your major life milestones! Life is exciting, and you always have a choice to make when it comes to sp...

      View Details

      07.26.2022

      Episode 1: Creative Ways To Save

      “We believe an informed saver is an empowered saver. An empowered saver is able to make the best decisions for themselves and thei...

      View Details
      Saver Tips and Stories
      Savings

      By Shannon

      Saver Story: Set a Goal, Make a Plan!

      We've chosen Shannon as our Saver of the Month! Her approach to saving for her family’s dream home is a great example of how #Thin...

      Read More
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    Start saving for your future today!
    America Saves

    Take the America saves pledge

    Make a pledge to yourself and create a simple savings plan that works. Complete the Pledge and America Saves will send you short email and text reminders, resources and tips to keep you on track towards your savings goal. Become part of an entire community of savers. Get started now!

    Why am I taking this pledge?
    creative ways to fund your savings
    • How to Start Your Savings Journey
    • Creating a budget for your family
    • Paying Down Debt IS Saving

    I
    pledge to save money, reduce debt, and build wealth over time. I will encourage my family and friends to do the same.

    I will save
    each month for
    months to reach my savings goal.
    Debt Repayment Tips

      I, _firstName_ _lastName_, pledge to save $_amount_ each month, for _term_ month(s), to reach my _goal_ savings goal of $_amountTotal_.

      By submitting the pledge form you agree to share this information with America Saves. All personal information will be treated confidentially. Please refer to our Privacy Policy and Terms and Conditions for more information.

      Why am I taking this pledge?

      Those with a savings plan are twice as likely to save successfully. Taking the America Saves Pledge is a pledge to yourself to start a savings journey and America Saves is here to encourage you along the way.  Take the first step toward creating a better financial future. Make a plan, set a goal, and pledge to yourself to start saving, today.

      Congrats on completing the pledge!

      We are so glad you have started your savings journey and America Saves will be right beside you the whole way! You will soon receive an email from the America Saves team to help encourage you. Find helpful links below to continue researching topics on saving.

      America Saves

      America Saves is a campaign coordinated by the nonprofit Consumer Federation of America (CFA) and is dedicated to helping individuals save money, reduce debt, and build wealth.

      • America Saves Week
      • America Saves for Young Workers

      Consumer Federation of America

      Attn: America Saves

      1620 Eye Street NW, Suite 200

      Washington, DC 20006

      (202) 387-6121

      (202) 265-7989

      save@americasaves.org
      What to save for For Organizations Connect to a Campaign Resource Center Privacy Policy

      Take the America Saves Pledge

      Savers who make a plan are twice as likely to save successfully.

      America Saves

      Take the America saves pledge

      Make a pledge to yourself and create a simple savings plan that works. Complete the Pledge and America Saves will send you short email and text reminders, resources and tips to keep you on track towards your savings goal. Become part of an entire community of savers. Get started now!

      Why am I taking this pledge?
      creative ways to fund your savings
      • How to Start Your Savings Journey
      • Creating a budget for your family
      • Paying Down Debt IS Saving

      I
      pledge to save money, reduce debt, and build wealth over time. I will encourage my family and friends to do the same.

      I will save
      each month for
      months to reach my savings goal.
      Debt Repayment Tips

        I, _firstName_ _lastName_, pledge to save $_amount_ each month, for _term_ month(s), to reach my _goal_ savings goal of $_amountTotal_.

        By submitting the pledge form you agree to share this information with America Saves. All personal information will be treated confidentially. Please refer to our Privacy Policy and Terms and Conditions for more information.

        Why am I taking this pledge?

        Those with a savings plan are twice as likely to save successfully. Taking the America Saves Pledge is a pledge to yourself to start a savings journey and America Saves is here to encourage you along the way.  Take the first step toward creating a better financial future. Make a plan, set a goal, and pledge to yourself to start saving, today.

        Congrats on completing the pledge!

        We are so glad you have started your savings journey and America Saves will be right beside you the whole way! You will soon receive an email from the America Saves team to help encourage you. Find helpful links below to continue researching topics on saving.

        © 2025, Consumer Federation of America