Savor Summer for Less: Creative Ways to Enjoy Summer Without Breaking the Bank
Summer is all about sunshine, relaxation, and making memories — but all those fun plans can quickly drain your wallet if you’re not careful. The good news? You don’t have to spend a lot to have an amazing summer.
Related Topics
At America Saves, we love seeing how Savers get creative to enjoy the season and stay on track with their financial goals. Here are some simple, wallet-friendly ideas to inspire your best summer yet — without breaking the bank.
Explore Free Local Events
Many communities offer free concerts, outdoor movies, festivals, and farmers' markets during the summer. Check your city’s website or community center calendar — you might be surprised at how much is happening for zero cost!
Embrace the Great Outdoors
Plan a day at a local park, beach, or hiking trail. Pack a picnic with food you already have at home, bring a frisbee or a ball, and enjoy a screen-free day in nature.
Try a Budget-Friendly Staycation
Turn your home into a vacation spot for a weekend. Put away chores, set an “out of office” mindset, cook special meals, watch movies, play games, or camp in your backyard. It’s all the fun of a getaway — minus the hotel bill.
Host a Backyard Gathering
Skip expensive restaurants and plan a simple potluck BBQ or picnic with friends and neighbors. Everyone brings a dish, and you get great food and company without overspending.
Take Advantage of Your Library
Local libraries often host free summer programs, reading challenges, movie nights, or craft activities for kids and teens — plus free e-books, audiobooks, and movies you can enjoy all season long.
Look for Local Discount Days
Museums, zoos, and amusement parks often have free or reduced admission days — plan ahead and snag those deals to stretch your entertainment dollars further.
Enjoy Summer & Keep Saving
A fun summer doesn’t have to mean draining your savings account. With a little planning and creativity, you can make memories while staying on track with your financial goals.
Take the America Saves Pledge today and commit to putting your summer savings toward your emergency fund or next big goal. Your future self will thank you!
We want to hear from you!
How did you get creative and save money this summer? Whether you found a fun, low-cost activity, scored a great deal, or came up with a unique way to stretch your dollars, your story could inspire others in our community to save more, too.
Share your Summer Saver Story with us, and you may be featured in an upcoming America Saves blog or social post! BONUS – you can score a $50 gift card if we use your submission!
Related Tags
CHECK OUT OTHER SAVINGS JOURNEYS FROM SAVERS JUST LIKE YOU
Transforming “I Can’t Save” to “I Will Save”
You will not believe what it took to completely change my life. About three years ago, the HR Administrator of the corporation where I worked (as a temp with no benefits) forwarded an email to me. Fifteen seconds. One small act of kindness. That's it - that's all it took!
Budget like Nohemi
By Nohemi
Nohemi found out about America Saves a few years ago as an undergraduate at the University of Illinois at...
Developing a Savings "Game Plan"
By Eunice Diaz
Eunice Diaz, a teacher in Colorado Springs, had been noticing a pattern. Despite the fact that she and he...
Savings #ImSavingForSweepstakes
#ImSavingFor Winner Story
By Pedram R.
America Saves awarded one lucky saver, Pedram R. from California, $750 for sharing his #ImSavingFor story...
Coping With A Job Loss
By Aimee Shaffer
Aimee Shaffer worked as a Public Service News Director for radio for years until one day her employer dow...
Don’t Laugh at Saving Spare Change
By Brittany
Virginia Saves saver, Brittany, decided to start saving again when she became a single mother. She thinks many women, and men, can relate.
Clear It Out + Cash In
07.31.2025 By Amy Miller, AFC
Meet David from Los Angeles: A dedicated saver with a seriously savvy weekend routine that helps him sta...
Saving is a Family Affair
By Jeff
Saving is truly a family affair for Jeff’s household. During America Saves Week 2019, he pledged to save ...
Saving With My Boys
By Kelly
Kelly has made saving a family effort. She started her boys saving early. “Probably 3,” Kelly told us, “w...
A Think Like A Saver Attitude
By Melissa
Melissa has always been thrifty with a #ThinkLikeASaver attitude. This served her family well when her hu...
Budget like Nohemi
By Nohemi
Nohemi found out about America Saves a few years ago as an undergraduate at the University of Illinois at Chicago. She remembers attending a University of Illinois Saves event where she decorated a piggy bank and took the Pledge, but college life made her put the thought of saving at the back of her mind.
The Gift of Homeownership
By Quaneka Willis
Quaneka Willis, a single mother of three children, was receiving rental assistance through the Housing Au...
Another Dream Realized
By Mary Brown
Mary Brown was already a disciplined individual when she came to Wisconsin Women’s Business Initiative Co...
Taking Steps Toward Financial Fitness
By Nicky Vasquez
Nicky Vasquez learned about Virginia Saves when she attended her first class with Bank On Virginia Beach....
Saving Early: Key to Successful Future
By Johnnie Lovett
For Johnnie Lovett, a Young Illinois Saver, saving has been a habit since he was a teenager. “As a teenag...
Saver Story: Set a Goal, Make a Plan!
By Shannon
We've chosen Shannon as our Saver of the Month! Her approach to saving for her family’s dream home is a great example of how #ThinkingLikeASaver can look different for everyone, but has great payoffs and rewards.
A Think Like A Saver Attitude
By Melissa
Melissa has always been thrifty with a #ThinkLikeASaver attitude. This served her family well when her husband lost his job in 2014. Using their savings, Melissa’s family stayed afloat while her husband found a new job.
Starting and Continuing a Savings Journey
By Kiara Hardin
When Kiara Hardin, now a junior at Western Illinois University, became an intern with the Chicago Summer Business Institute during her sophomore year of high school, she began her savings journey.
Saving is a Family Affair
By Jeff
Saving is truly a family affair for Jeff’s household. During America Saves Week 2019, he pledged to save ...
Put 20 Percent Away
By Melissa
“I am a single mother, and I make ends meet for me and my daughter, but I wanted to put money away for my...
Budget like Nohemi
By Nohemi
Nohemi found out about America Saves a few years ago as an undergraduate at the University of Illinois at...
Saving With My Boys
By Kelly
Kelly has made saving a family effort. She started her boys saving early. “Probably 3,” Kelly told us, “w...
From Overwhelmed to In Control
By Debi
In 2017 Debi felt overwhelmed. Her credit cards were maxed, and she wasn't exactly sure how to handle it. When asked how her credit issues started, her answer sounded like many Savers that we've spoken to: making too many impulse purchases.
Developing a Savings "Game Plan"
By Eunice Diaz
Eunice Diaz, a teacher in Colorado Springs, had been noticing a pattern. Despite the fact that she and he...
Taking Back Control Over Finances
By Nadine Bialo
After becoming a Virginia Saver and getting help from BankOn classes and coaching, Nadine Bialo took back...
Getting Out of Debt
By Tonya Shelton
In 2004, Tonya Shelton was facing financial ruin. Barely making more than minimum wage and having lost he...
Inspired to Build Savings By Starting Small
By Sharon
With little-to-no money in the bank and living on a limited income with her adult daughter, Sharon wasn’t...
Savings #ImSavingForSweepstakes
#ImSavingFor Winner Story
By Pedram R.
America Saves awarded one lucky saver, Pedram R. from California, $750 for sharing his #ImSavingFor story. Pedram said, “Saving is important to me because it proves I am not willing to buy unnecessary things to please others or to be perceived as successful.”
Saving is a Family Affair
By Jeff
Saving is truly a family affair for Jeff’s household. During America Saves Week 2019, he pledged to save for retirement. But making a commitment and creating a plan to save isn’t a new concept for him.
If we feature you in our newsletter, you get $50.
You May Also Be Interested In...
Take the America saves pledge
Make a pledge to yourself and create a simple savings plan that works. Complete the Pledge and America Saves will send you short email and text reminders, resources and tips to keep you on track towards your savings goal. Become part of an entire community of savers. Get started now!
creative ways to fund your savings
Those with a savings plan are twice as likely to save successfully. Taking the America Saves Pledge is a pledge to yourself to start a savings journey and America Saves is here to encourage you along the way. Take the first step toward creating a better financial future. Make a plan, set a goal, and pledge to yourself to start saving, today.

Congrats on completing the pledge!
Take the America Saves Pledge
Make a pledge to yourself and create a simple savings plan that works.