Choose Your Savings Goal
Emergency fund Large Purchase Car Vacation Retirement Debt Repayment Education Homeownership Disability-related expenses Investment Savings General Savings

Emergency fund

Nearly a quarter of savers who take the America Saves pledge chose “emergency savings” as their first wealth-building goal. And they have the right idea.

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Helpful emergency savings links:
4 Steps to Spending Your Stimulus Check Wisely When You Don't Have An Emergency Fund 38 Reasons You Need At Least a $500 Emergency Fund How to Start Your Savings Journey What's The Easiest Way To Save? Automatically

Large Purchase

Think and acting like a saver not only means knowing what you’re saving for and how much it costs, but having a plan for building that savings.

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Helpful Large Purchase Savings Tips:
5 Holiday Mistakes That Could Cost You How to Save During the Holidays The S.M.A.R.T. Way to Save for Large Purchases What's The Easiest Way To Save? Automatically

Car

Being able to travel by car can help people earn more, spend less, and get better value in their housing. Cars, however, are relatively expensive to purchase and maintain. American households spend, on average, more than $8,000 dollars on car purchases and maintenance each year.

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Additional links for savers like you:
Sign up for text reminders and savings tips Save On Interest With This Debt Repayment Strategy 54 Ways to Save Money

Vacation

Vacation anyone? You might be gearing up for your next trip soon. Luckily, you don’t have to be rolling in dough to travel!

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Check out these resources to help save for your next vacation:
How to Save Money on Your Next Vacation A Think Like A Saver Attitude Save Big on Your Next Vacation with Technology & Pre-Planning What's The Easiest Way To Save? Automatically

Retirement

Retirement savings is a top priority for many Savers. Saving now for retirement will ensure that you have enough money to enjoy a comfortable standard of living when you stop or reduce the amount of hours you work.

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Debt Repayment

Getting out of debt is the #3 goal Savers select when they pledge to save. With planning, discipline, patience, and maybe some outside help, almost anyone can reduce their debts and start to accumulate wealth.

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Helpful Debt Repayment Links:
4 Key Mindset Changes To Make When Paying Off Debt Paying Down Debt IS Saving Save On Interest With This Debt Repayment Strategy

Education

Saving for education is the second most popular goal (after saving for emergencies) savers select when they pledge to save with America Saves.

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Helpful Education Savings Links:
Learn more about grants and scholarships Learn more about Federal Work-Study Learn more about 529 plan fees and how they impact financial aid eligibility Learn more about savings bonds Learn more about federal student loans 8 Ways to Save for Your Child’s Education

Homeownership

Develop a savings plan to build up money for a down payment at purchase, for moving expenses, and for post-purchase emergency expenditures such as needed home repairs.

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Helpful links for future homeowners:
The Unexpected Costs Of Buying A Home Visit Freddie Mac for information about home buying and the mortgage process For more information about home buying and the mortgage process visit Fannie Mae Check out Current Mortgage Rates

Disability-related expenses

Oftentimes, individuals with disabilities may not be familiar with savings options that are available to them or they may be afraid to save money due to the fear of jeopardizing public benefits.

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Helpful Savings Links:
Saving is an option for individuals with disabilities ABLE Accounts – A Protected Savings Option for Persons with Disabilities 54 Ways to Save Money Sign up for helpful text reminders and savings tips

Investment Savings

More and more people who take the America Saves pledge are choosing investment savings as their goal. Making investments can build wealth over time more reliably than using a savings account, but it also involves risk. So, it’s important to educate yourself.

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Helpful Investment Savings Resources:
Check out the Better Business Bureau’s (BBB) time-tested rules Check out the Securities and Exchange Commission’s (SEC) guiding principles Learn more about investment fees from the SEC

General Savings

It can be hard to put aside money for savings. But there is an easy way to save money without ever missing it. Make your savings automatic. You can start small and save $20 a week or month or you can try and save more.

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Helpful General Savings Resources:
54 Ways to Save Money What's The Easiest Way To Save? Automatically How to Start Your Savings Journey 38 Reasons You Need At Least a $500 Emergency Fund 5 Ways To Teach Kids How To Save At Home
Take the America Saves Pledge

Savers who make a plan are twice as likely to save successfully.
Take the America saves pledge

Make a pledge to yourself and create a simple savings plan that works. Complete the Pledge and America Saves will send you short email and text reminders, resources and tips to keep you on track towards your savings goal. Become part of an entire community of savers. Get started now!

Why am I taking this pledge?

creative ways to fund your savings

How to Start Your Savings Journey

Creating a budget for your family

Paying Down Debt IS Saving

I

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pledge to save money, reduce debt, and build wealth over time. I will encourage my family and friends to do the same.

I’m saving for...

Emergency fund

Large Purchase (car, electronic, etc.)

Vacation or special event

Retirement or long-term investment

Debt Repayment

Education

Homeownership

Disability-related expenses

General Savings

I will save

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each month for

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months to reach my savings goal.

Your Debt Repayment amount

Debt Repayment Tips

I, _firstName_ _lastName_, pledge to save $_amount_ each month, for _term_ month(s), to reach my _goal_ savings goal of $_amountTotal_.

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You are signing up for recurring messages from America Saves. Message and data rates may apply. Text HELP to 70878 for info. Text STOP to 70878 to opt-out. No purchase necessary. See our privacy policy for more details. Message frequency varies.

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Why am I taking this pledge?
Those with a savings plan are twice as likely to save successfully. Taking the America Saves Pledge is a pledge to yourself to start a savings journey and America Saves is here to encourage you along the way. Take the first step toward creating a better financial future. Make a plan, set a goal, and pledge to yourself to start saving, today.

Congrats on completing the pledge!

We are so glad you have started your savings journey and America Saves will be right beside you the whole way! You will soon receive an email from the America Saves team to help encourage you. Find helpful links below to continue researching topics on saving.
Find a Local Campaign

There are over 60 local America Saves campaigns located nationwide.

Connect to a Campaign
For organizations

Our Partners America Saves Week Current Initiatives Organize a Local Campaign America Saves at Work For Organizations

Getting Involved

America Saves makes it easy for your organization to get involved. Take a look at the different options, and choose the best fit for you and your colleagues. We look forward to working with you!

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Be sure to check out...
Our Partners America Saves Week Current Initiatives Organize a Local Campaign America Saves at Work

Getting To Know The New America Saves!

Partner Spotlight

05.23.2019 By Lindsay Ferguson

Private and Public Sector Leaders Collaborate On America and Military Saves Week 2020

More than two dozen organizations (listed below) with a shared interest in helping Americans save money worked together to design ...

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Resource center

Savers
Insights Saver Tips and Stories Podcasts

Organizations
Saver Tips and Stories

Check out the latest resources for

Insights Saver Tips and Stories Podcasts

01.31.2021 By Kia McCallister-Young

38 Reasons You Need At Least a $500 Emergency Fund

The age-old saying,” When it rains it pours” is especially true when an unexpected emergency pops up- as if you had nothing better...
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Savings

12.20.2015 By Sara Cooper

Six Simple Steps to Jump-start Your Emergency Fund

Saving several months’ worth of living expenses for an emergency fund can be intimidating, especially when it feels like all of yo...
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By Quaneka Willis

The Gift of Homeownership

Quaneka Willis, a single mother of three children, was receiving rental assistance through the Housing Authority of the City of Mi...
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Savings

By Melissa

Put 20 Percent Away

“I am a single mother, and I make ends meet for me and my daughter, but I wanted to put money away for my daughter for a college f...
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07.26.2022

Episode 1: Creative Ways To Save

“We believe an informed saver is an empowered saver. An empowered saver is able to make the best decisions for themselves and thei...
View Details

07.26.2022 By Kia Young

Episode 3: Saving For Major Life Milestones

It is important to save for your major life milestones! Life is exciting, and you always have a choice to make when it comes to sp...
View Details

Saver Tips and Stories

Savings

By Shannon

Saver Story: Set a Goal, Make a Plan!

We've chosen Shannon as our Saver of the Month! Her approach to saving for her family’s dream home is a great example of how #Thin...
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6 Steps To Establishing A Spending And Savings Plan (That You Can Actually Stick To)

Virtual On-Demand Workshop

What is a Spending and Savings Plan? AKA a budget, a spending and savings plan is organizing your finances so that you have a clear view of your unique scenario — allowing you to make informed decisions with your money.

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