Graphic of man and woman, their thoughts are a venn diagram with him thinking about things like sports, her thinking about things like beauty, and they meet in the middle thinking things like furniture

How to manage your money as a couple

Studies show that money is one of the leading cause of relationship problems.

Let’s face it, whether your relationship is just blooming or you’ve already walked down the aisle, you and your partner need a practical system for talking about, saving, and spending money. The good news is BetterMoneyHabits.com offers practical advice for managing money as a couple.

Here are five tips to get the conversation started with your loved one:

Tip 1: Strive to have an open and honest conversation with your partner about finances.

Tip 2: Establish an emergency fund for life’s unexpected bumps. Learn more here.

Tip 3: Plan for long-term priorities first, such as retirement or college, and only then focus on more short-term goals. Learn more here.

Tip 4: If you need to borrow money from family, honesty and transparency is key.


Need motivation and support to save as a couple? Let America Saves help you reach your savings and debt reduction goals. It all starts when you make a commitment to yourself to save. Take the first step today and take the America Saves pledge to save money, reduce debt, and build wealth over time. And it doesn’t stop there. America Saves will keep you motivated with information, advice, tips, and reminders to help you reach your savings goal. Think of us as your own personal support system.

Take the pledge.


Top tips for managing money as a couple: http://bit.ly/29UWBks v/ @AmericaSaves @BofA_Tips #relationships #savings #BetterMoneyHabits
 Tweet this now. 

Take the Pledge

Savers who make a plan are twice as likely to save successfully. 

Take the America Saves Pledge

Tip of the Day

  • Written by Administrator2 | January 9, 2014

    Fourth saving strategy: Save automatically through a monthly transfer from checking to savings http://ow.ly/sj3vP

Saver Tips and Stories View all »

Saving Early: Key to Successful Future

Written by Katie Bryan | October 28, 2013

For Johnnie Lovett, a Young Illinois Saver, saving has been a habit since he was a teenager. “As a teenager, I was responsible for buying certain things with my allowance,”

Read more...

From Overwhelmed to In Control

Written by | September 12, 2019

In 2017 Debi felt overwhelmed. Her credit cards were maxed, and she wasn't exactly sure how to handle it. When asked how her credit issues started, her answer sounded like many Savers that we've spoken to: making too many impulse purchases. “I was driven by feelings like ‘That sounds good,’ or ‘I am too tired to cook.’” Then she attended a university extension program that introduced her to America Saves. That’s where she heard the tip that set her on her savings journey - stop accumulating debt.

Read more...

Starting and Continuing a Personal Finance Journey

Written by Sara Cooper | December 23, 2013

When Kiara Hardin, now a junior at Western Illinois University, became an intern with the Chicago Summer Business Institute during her sophomore year of high school, she began her personal finance journey. The program required participants to open a savings account.

Read more...

Receive Updates

Take the Pledge

Written by Super User | September 16, 2013

Start Saving

Receive Texts

Written by Tammy G. Bruzon | July 15, 2014

Learn More

Partner News & Updates

Written by Katie Bryan | October 18, 2013

Sign Up