Current Initiatives

Youth Initiatives

America Saves for Young Workers

America Saves for Young Workers (ASYW) is an initiative of America Saves that promotes workplace savings for young adults. We are beginning our work in this area with a large and vulnerable population, young first-time summer workers from low-income households. These young people are inexperienced about personal finance and are less likely to save any of their earnings. Employment for this group of 16- to 24-year-olds reached nearly 20 million in July 2013, as reported by the U.S. Bureau of Labor Statistics.

Clinton Global Initiative

America Saves is pleased to make America Saves for Young Workers their commitment to action as part of the Clinton Global Initiative. CGI America commitments are new, specific, and measurable plans to address economic recovery and growth in the U.S. America Saves’ commitment to action seeks to encourage first time workers to save by introducing them to direct deposit and automatic saving during their employee orientation. Learn more at https://www.clintonfoundation.org/clinton-global-initiative/commitments/america-saves-first-time-workers-program.

America Saves for Students Working Group

Educators across the country motivate and encourage students, faculty, and staff to save money and build wealth. This working group meets, via phone, on a quarterly basis to share best practices. Contact This email address is being protected from spambots. You need JavaScript enabled to view it. for more information. 

America Saves for Youth Savings

America Saves provides a free research-based program for financial institutions that can support and motivate youth to save effectively. The program focuses on 16-22 year olds and starts with youth taking the America Saves Pledge. Research shows that those with a financial plan are more likely to spend less than they earn and save the difference than those without a plan. The Pledge does just this. Youth choose a goal, and amount to save, and a time frame to save for – creating the most basic of savings plans. Once they have completed the Pledge, they will receive an automated electronic program that provides ongoing support, resources, and motivation to save regularly through email and/or text messages from America Saves. Click here for the program.

Campaign for a Secure Retirement

Social Security along with America Saves, the American Savings Education Council, the Women’s Institute for a Secure Retirement, and the US Department of Treasury, launched the “Campaign for a Secure Retirement: Helping Millions of Americans Plan and Save for Retirement.” The campaign is a joint national educational retirement campaign to encourage retirement planning and saving and promote the online Social Security Statement, available through my Social Security, as an important retirement planning tool. Read the press release

Text Messaging

America Saves launched a new text message service, as part of Financial Literacy month, to keep savers motivated to save through text message tips and reminders. America Saves uses the goal savers choose when they take the America Saves pledge to help them find money to save and remind them to save for their specific goal.

Take the Pledge

I pledge to save money, reduce debt, and build wealth over time. I will encourage my family and friends to do the same

Take the America Saves Pledge

Tip of the Day

  • Written by Tammy G. Bruzon | February 2, 2018

    Does your 401(k) have you scratching your head? This America Saves Week, check out @FINRA’s Smart 401(k) resources: http://bit.ly/2nPTHnY #ASW18

Saver Stories View all »

Taking Back Control Over Finances

Written by Virginia Saves | August 5, 2015

After becoming a Virginia Saver and getting help from BankOn classes and coaching, Nadine Bialo took back control over her financial affairs.

Read more...

Learning to Save

Written by Katie Bryan | October 28, 2013

Kisha Barns’s financial situation was undisciplined, unrestricted, and impulsive before she came into contact with her local America Saves campaign, Charlotte Saves.

Read more...

Developing a Savings "Game Plan"

Written by Katie Bryan | October 28, 2013

Eunice Diaz, a teacher in Colorado Springs, had been noticing a pattern. Despite the fact that she and her husband were “making good money,” they were spending their entire earnings and “were still struggling at the end of the month.”

Read more...

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Sign up for Texts

Written by Tammy G. Bruzon | July 15, 2014

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Sign up for Emails

Written by Super User | September 16, 2013

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Take the Pledge

Written by Super User | September 16, 2013

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