What Savers Say

If you read the blog, like us on Facebook, or follow @AmericaSaves on Twitter, you know that we love to share the best tips and advice on personal finance, savings, budgeting, and managing debt that we can get our hands on. We realize, though, that often the best advice comes from you, the saver.

We’ve asked you to submit your savings stories to us online and we’d like to share with you what fellow savers have to say.

Maria McGraw of Groveport, OH says:

“Everyone NEEDS a true emergency fund. My family was skating by without a true emergency fund; we relied on our credit cards. We were ‘making it’ until a few things broke down, a couple of medical bills came along, and both of us were laid off during the same month. Suddenly, we were scrambling and looking for answers. I read an e-mail about having an emergency fund and wished we had one. I decided that we would make it through the mess by getting back to work, being frugal, and selling everything that we could - then once we caught up we would truly prepare for things that might come up. We now have a three-month emergency fund and those things that used to be an emergency are more like little things that just happen.”

Katherine Meier of Tremont, IL says:

“My husband and I have always made it a point to pay ourselves first.  Before he retired, we used his employer's plan to put away a matching percentage of our own savings in our 401K plan.  We put 6% right off the top into savings and saw a matching 6% from his employer.  By paying ourselves first, we were able to take advantage of ‘free’ money.”

Patrice Powers-Barker of Toledo, OH says:

“With two pre-teens in the house, there were too many days we were coming home from work and school to find lights and appliances on in the home that had been on all day. The kids volunteered to monitor themselves and had to be honest if they were the last ones to leave something on.  If they were the ones wasting electricity and running up the electric bill they would forfeit their favorite electronic appliance for one day (TV, computer, hair straightener, etc).  A couple times of that and they were great at turning things off! Once we got it under control, we were saving $10-$15 a month on the electric bill just by turning off the television and lights and other appliances when no one was at home.”

If you have a tip or a story, click here to share it with us!

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Tip of the Day

  • Written by Administrator2 | January 11, 2014

    Save your loose change. Putting aside fifty cents a day over the course of a year will allow you to save nearly 40% of a $500 emergency fund. http://ow.ly/sj972 

Saver Stories View all »

Jump-Starting a Financial Makeover

Written by Katie Bryan | October 28, 2013

Nichelle Johnson, a single mom with two teenage children, knows what it’s like to stretch a dollar. When she moved back to Virginia Beach in 2008, she provided for her family with just a part-time library position.

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Starting Over

Written by Katie Bryan | October 28, 2013

Until last summer, Michael Lindman spent money freely. “I was a union truck driver for 35 years and had a good income,” said Lindman. “I owned my own home, saved a little, and tried to live within my own budget. You always think there’s going to be that much coming in, but things can change in a split second.”

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Inspired to Build Savings By Starting Small

Written by Great Lakes Michigan Saves | April 19, 2016

With little-to-no money in the bank and living on a limited income with her adult daughter, Sharon wasn’t sure if building up savings for her future was even possible. “At my age, to put debts behind me would be a relief,” she said, but she wasn’t quite sure how to even get started with a savings plan. That all changed when Sharon attended the Great Lakes Michigan Saves Pay Yourself First Saver’s Summit during America Saves Week.

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