What Savers Say

If you read the blog, like us on Facebook, or follow @AmericaSaves on Twitter, you know that we love to share the best tips and advice on personal finance, savings, budgeting, and managing debt that we can get our hands on. We realize, though, that often the best advice comes from you, the saver.

We’ve asked you to submit your savings stories to us online and we’d like to share with you what fellow savers have to say.

Maria McGraw of Groveport, OH says:

“Everyone NEEDS a true emergency fund. My family was skating by without a true emergency fund; we relied on our credit cards. We were ‘making it’ until a few things broke down, a couple of medical bills came along, and both of us were laid off during the same month. Suddenly, we were scrambling and looking for answers. I read an e-mail about having an emergency fund and wished we had one. I decided that we would make it through the mess by getting back to work, being frugal, and selling everything that we could - then once we caught up we would truly prepare for things that might come up. We now have a three-month emergency fund and those things that used to be an emergency are more like little things that just happen.”

Katherine Meier of Tremont, IL says:

“My husband and I have always made it a point to pay ourselves first.  Before he retired, we used his employer's plan to put away a matching percentage of our own savings in our 401K plan.  We put 6% right off the top into savings and saw a matching 6% from his employer.  By paying ourselves first, we were able to take advantage of ‘free’ money.”

Patrice Powers-Barker of Toledo, OH says:

“With two pre-teens in the house, there were too many days we were coming home from work and school to find lights and appliances on in the home that had been on all day. The kids volunteered to monitor themselves and had to be honest if they were the last ones to leave something on.  If they were the ones wasting electricity and running up the electric bill they would forfeit their favorite electronic appliance for one day (TV, computer, hair straightener, etc).  A couple times of that and they were great at turning things off! Once we got it under control, we were saving $10-$15 a month on the electric bill just by turning off the television and lights and other appliances when no one was at home.”

If you have a tip or a story, click here to share it with us!

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Tip of the Day

  • Written by Administrator2 | March 19, 2014

    Having emergency savings may be the most important way to stay afloat financially http://ow.ly/r6i1n

Saver Stories View all »

Developing a Savings "Game Plan"

Written by Katie Bryan | October 28, 2013

Eunice Diaz, a teacher in Colorado Springs, had been noticing a pattern. Despite the fact that she and her husband were “making good money,” they were spending their entire earnings and “were still struggling at the end of the month.”

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Starting and Continuing a Personal Finance Journey

Written by Sara Cooper | December 23, 2013

When Kiara Hardin, now a junior at Western Illinois University, became an intern with the Chicago Summer Business Institute during her sophomore year of high school, she began her personal finance journey. The program required participants to open a savings account.

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Challenging Herself to Save

Written by Sara Cooper | April 15, 2014

It all started when Marchale Burton overheard Alabama cooperative extension colleague Isaac Chappelle, coordinator of Alabama Saves, explaining how saving just a little bit – even change – is all it takes to become a saver. “I thought about that,” Burton said, “and wanted to see if it would work.” So, she challenged herself to see how much change she could save.

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