Top Ten America Saves Blog Posts of 2014

Happy New Year, one and all! In the spirit of auld lang syne, we’ve compiled the top ten blog posts from 2014. These are posts that had the most hits (or reads) throughout the year. Topics range from funding your savings to improving credit scores, from education planning and savings to making the most of holiday planning, - and everything in between.

5 Tips to Help Take Charge of Debt

Just because you can borrow money doesn't mean you should. Good advice, but not always heeded, says Scott Halliwell, a CERTIFIED FINANCIAL PLANNER™ practitioner at USAA. He says nearly a third of the questions he receives from members in the Ask USAA advice community are about credit or debt.

Creative Ways to Fund Your Savings

Even the most committed savers can sometimes struggle to grow their savings. Whether you’re just starting to save or have fallen behind on reaching your savings goals, here are some easy, fun and innovative ways you can quickly boost that balance.

Raising Money Smart Kids

In the wake of Money Smart Week, we refocus on being financially prepared. What a fabulous idea since so many people struggle to reach financial stability. And what better way to raise your kids than to give them the tools they need to understand how money really works.  This article looks at some simple yet proven ways to help your kids become financially literate from the start.

6 Tips to Help You Reduce Credit Card Debt

You or someone you know will most likely deal with some type of credit card debt. But you can avoid credit card debt, and pay down your debt faster, if you are disciplined and determined not to let your credit cards control you.

10 Money Tips for College Grads

Brian Page shares his top 10 money saving tips for college grads.

6 Ways to Jump-start Your Credit Score

It's a common financial predicament for most 20-somethings: You need credit to get credit. But even if you're older and have been through some credit-wrecking havoc in your life, you could face the same issue. "The only way to build a credit history is to use credit," explains Maxine Sweet, vice president of public education at the credit bureau Experian®. Check out these six easy steps to help get you started.

Committing to America Saves

Beginning a new job can be an exciting yet overwhelming experience, particularly for first-time workers. New names and faces, a series of responsibilities, and high expectations swirl those first few days and weeks on the job. It is important to ensure that first-time workers receive the support and guidance they need to succeed professionally and personally, both inside and outside of the workplace.

8 Ways to Save for Your Child’s Education

One of the most important goals for parents is to find a way to help pay for their child’s education. Though most parents cannot afford to pay the entire bill, on average parents will pay about one-third of the college costs. Given there may be more than one child, this task is further complicated. With raising tuition costs, how is a parent to come up with adequate funds for their child?

25 Effortlessly Frugal Last Minute Halloween Costumes

We are just a few days before October 31st and you have yet to find a costume. More than that, because you understand the importance of saving, you are unwilling to derail your savings goal for this year by splurging on a one day event.

Ten Terrific Tips to Take Charge of Holiday Spending

The holiday season can be a financially challenging time. In addition to the cost of gifts for friends and family, many people have extra expenses for travel, entertainment, food, decorations, tipping, charitable gifting, and utilities. The holidays don’t need to cause financial stress.

2014 was a year of tremendous growth for America Saves and we can’t wait to see what’s in store for 2015. We are so proud of all the Savers who have taken the America Saves pledge this year. Congratulations & keep saving!

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Tip of the Day

  • Written by Administrator2 | January 13, 2014

    Never purchase expensive items on impulse. Think over each expensive purchase for at least 24 hours. Acting on this principle will mean you have far fewer regrets about impulse purchases, and far more money for emergency savings. http://ow.ly/sj972

Saver Stories View all »

Inspired to Build Savings By Starting Small

Written by Great Lakes Michigan Saves | April 19, 2016

With little-to-no money in the bank and living on a limited income with her adult daughter, Sharon wasn’t sure if building up savings for her future was even possible. “At my age, to put debts behind me would be a relief,” she said, but she wasn’t quite sure how to even get started with a savings plan. That all changed when Sharon attended the Great Lakes Michigan Saves Pay Yourself First Saver’s Summit during America Saves Week.

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Challenging Herself to Save

Written by Sara Cooper | April 15, 2014

It all started when Marchale Burton overheard Alabama cooperative extension colleague Isaac Chappelle, coordinator of Alabama Saves, explaining how saving just a little bit – even change – is all it takes to become a saver. “I thought about that,” Burton said, “and wanted to see if it would work.” So, she challenged herself to see how much change she could save.

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Starting and Continuing a Personal Finance Journey

Written by Sara Cooper | December 23, 2013

When Kiara Hardin, now a junior at Western Illinois University, became an intern with the Chicago Summer Business Institute during her sophomore year of high school, she began her personal finance journey. The program required participants to open a savings account.

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