Top Ten America Saves Blog Posts of 2014
Happy New Year, one and all! In the spirit of auld lang syne, we’ve compiled the top ten blog posts from 2014. These are posts that had the most hits (or reads) throughout the year. Topics range from funding your savings to improving credit scores, from education planning and savings to making the most of holiday planning, - and everything in between.
Just because you can borrow money doesn't mean you should. Good advice, but not always heeded, says Scott Halliwell, a CERTIFIED FINANCIAL PLANNER™ practitioner at USAA. He says nearly a third of the questions he receives from members in the Ask USAA advice community are about credit or debt.
Even the most committed savers can sometimes struggle to grow their savings. Whether you’re just starting to save or have fallen behind on reaching your savings goals, here are some easy, fun and innovative ways you can quickly boost that balance.
In the wake of Money Smart Week, we refocus on being financially prepared. What a fabulous idea since so many people struggle to reach financial stability. And what better way to raise your kids than to give them the tools they need to understand how money really works. This article looks at some simple yet proven ways to help your kids become financially literate from the start.
You or someone you know will most likely deal with some type of credit card debt. But you can avoid credit card debt, and pay down your debt faster, if you are disciplined and determined not to let your credit cards control you.
Brian Page shares his top 10 money saving tips for college grads.
It's a common financial predicament for most 20-somethings: You need credit to get credit. But even if you're older and have been through some credit-wrecking havoc in your life, you could face the same issue. "The only way to build a credit history is to use credit," explains Maxine Sweet, vice president of public education at the credit bureau Experian®. Check out these six easy steps to help get you started.
Beginning a new job can be an exciting yet overwhelming experience, particularly for first-time workers. New names and faces, a series of responsibilities, and high expectations swirl those first few days and weeks on the job. It is important to ensure that first-time workers receive the support and guidance they need to succeed professionally and personally, both inside and outside of the workplace.
One of the most important goals for parents is to find a way to help pay for their child’s education. Though most parents cannot afford to pay the entire bill, on average parents will pay about one-third of the college costs. Given there may be more than one child, this task is further complicated. With raising tuition costs, how is a parent to come up with adequate funds for their child?
We are just a few days before October 31st and you have yet to find a costume. More than that, because you understand the importance of saving, you are unwilling to derail your savings goal for this year by splurging on a one day event.
The holiday season can be a financially challenging time. In addition to the cost of gifts for friends and family, many people have extra expenses for travel, entertainment, food, decorations, tipping, charitable gifting, and utilities. The holidays don’t need to cause financial stress.
2014 was a year of tremendous growth for America Saves and we can’t wait to see what’s in store for 2015. We are so proud of all the Savers who have taken the America Saves pledge this year. Congratulations & keep saving!
- Written by Tammy G. Bruzon
- Category: Blog
- Published: 05 January 2015