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Tips, advice, and the latest news from the savings world.

Seven Savings Tips for Young Adults

Written by Guest Blogger · 26 January 2012

by Eric Bell, Editor-in-Chief, YoBucko

Saving money can be tough when you're just starting out in the real world. To help you understand how to save more money in your twenties, here are seven simple savings tips to help you save more money:

    1. Budget to Save

Creating a budget is one of the first steps to save money. A budget is like your roadmap to financial success. It shows you where you are today, and helps you track your spending each month. Think of a budget as your monthly spending scorecard. Once you've created your budget, look at your spending to see where you can start trimming the fat.

    1. Automate your Savings

Paying yourself first is tough if you have to cut a check every time you want to save a few bucks. Fortunately, there is a simple way to save that you can access if you have a bank account: direct deposit. Direct deposit allows you to automate your savings plan by sending money straight to your savings account. Talk to your employer or your bank to find out how you can set up direct deposit. Before you know it, you'll be building a nest egg and well on your way to financial independence.

    1. Save for Emergencies

When you are just starting out, building an emergency fund should be a top priority. Experts recommend saving 3x your monthly expenses if your single, and 6x your monthly expenses if you are married or have kids. Bad things happen, even to good people. By building an emergency fund, you'll be prepared to make it through the tough times and have a some extra money set aside for a rainy day.

FDIC Hosts Webinar About America Saves Week 2012

Written by Super User · 25 January 2012

January 25, 2011

 

 

 

Date: February 1, 2012 
Time: 2:00-3:00 p.m. (EST)

The purpose of this webinar is to:

  • Provide an overview of America Saves Week;
  • Explain the potential benefits to participating in America Saves Week;
  • Highlight a Resource Kit your organization can consider to use to promote savings during the Week.

Registration
To register online for this event, please go to: 
https://fdicsurvey.inquisiteasp.com/fdic/surveys/VWQDJ9/

Please register by Thursday, January 26, 2012.

Webinar information will be distributed on January 31, 2012.

For Additional Information
Please contact Nicola Kelly at This email address is being protected from spambots. You need JavaScript enabled to view it. or (703) 254-0782.

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Tip of the Day

  • Written by Katie Bryan | November 18, 2013

    Save for #presents rather than relying on #credit http://ow.ly/pV4nN

Saver Stories View all »

Saving Early: Key to Successful Future

Written by Katie Bryan | October 28, 2013

For Johnnie Lovett, a Young Illinois Saver, saving has been a habit since he was a teenager. “As a teenager, I was responsible for buying certain things with my allowance,”

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Inspired to Build Savings By Starting Small

Written by Great Lakes Michigan Saves | April 19, 2016

With little-to-no money in the bank and living on a limited income with her adult daughter, Sharon wasn’t sure if building up savings for her future was even possible. “At my age, to put debts behind me would be a relief,” she said, but she wasn’t quite sure how to even get started with a savings plan. That all changed when Sharon attended the Great Lakes Michigan Saves Pay Yourself First Saver’s Summit during America Saves Week.

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Getting Out of Debt

Written by Katie Bryan | October 28, 2013

In 2004, Tonya Shelton was facing financial ruin. Barely making more than minimum wage and having lost her home to an unexpected family crisis, Shelton and her family were forced to live in a rundown hotel.

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