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Set a Goal, Make a Plan, Save Automatically.

Written by Super User · 20 February 2012

February 20, 2012

By Katie Bryan, America Saves communications manager

The theme for America Saves Week 2012 is more than just a theme; it’s a simple set of instructions to help you save successfully. Set a Goal. Make a Plan. Save Automatically. Knowing what you want to save for, how to achieve it, and then making the savings process automatic will allow you to reach your savings goal.

Set a Goal

You can save more by having a goal in mind. Visualizing what you want to save for gives your savings a purpose. You may be tempted to withdraw from your savings if it has no purpose. But once you have a goal in place, you know that taking money out of your savings is taking away from that ultimate goal. So what are you saving for? An emergency fund, a home, retirement, a car? Go Viral with Your Savings Goal.

Make a Plan

Once you have your goal in place, make a plan of how you are going to save. To start, cut down on your spending and reduce high-cost debt. Next, keep track of what you spend and make a budget. Once you know where your money is going each month, you can cut down on unneeded spending and save the difference.

Don’t forget to keep your savings safe, secure, and growing. Banks, credit unions, and even the government offer a variety of financial products that can help you save.

Save Automatically

It can be hard to put aside money for savings. But there is an easy way to save money without ever missing it. Once you know how much you can save, make saving automatic. Many employers allow you to divide your paycheck into different accounts through direct deposit. Take advantage by putting part of your pay into a savings account. If you get paid in cash, take a small amount to the bank to deposit into a savings account each week.

 

Join America Saves to get tips and advice year round and follow them on Facebook and Twitter.

Go Viral with Your Savings Goal

Written by Super User · 15 February 2012

February 15, 2012

By Kristina Wedseltoft, America Saves Intern

 

Today starts our official America Saves Week picture campaign! People save more successfully when then have a goal in mind. That’s why we’ve created these posters so you can put your savings goal into perspective and share it. You can be saving for something large like retirement or something smaller like an emergency fund. No matter what you’re saving for, saving is always important! What follows is a set of easy instructions to participate!

Here are the instructions:

  1. Download the poster (Military Version)
  2. Write your savings goal
  3. Take a picture
  4. Post it to our Facebook wall (Facebook.com/AmericaSaves or Facebook.com/MilitarySaves) and tweet us at @Americasaves or at @Militarysaves with the hashtag #ASW2012

It’s as simple as that! The poster campaign will go through America Saves Week ending on February 26, 2012. We encourage everyone to participate and to encourage everyone you know to participate as well. America Saves Week is only 4 days away!

Take the Pledge

I pledge to save money, reduce debt, and build wealth over time. I will encourage my family and friends to do the same

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Tip of the Day

  • Written by Administrator2 | January 12, 2014

    Keep track of your spending. At least once a month, use credit card, checking, and other records to review what you've purchased. Then, ask yourself if it makes sense to reallocate some of this spending to an emergency savings account. http://ow.ly/sj972

Saver Stories View all »

Taking Steps Toward Financial Fitness

Written by Tammy G. Bruzon | November 7, 2014

Nicky Vasquez learned about Virginia Saves when she attended her first class with Bank On Virginia Beach. The instructor shared how important it was to have a written savings goal, and the entire class joined Virginia Saves as the first step toward financial fitness.

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Learning to Save

Written by Katie Bryan | October 28, 2013

Kisha Barns’s financial situation was undisciplined, unrestricted, and impulsive before she came into contact with her local America Saves campaign, Charlotte Saves.

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The Gift of Homeownership

Written by Tammy G. Bruzon | August 5, 2015

Quaneka Willis, a single mother of three children, was receiving rental assistance through the Housing Authority of the City of Milwaukee when she decided to take control of her finances. So, in September of 2013 she attended the Make Your Money Talk program and pledged as a Wisconsin Saver. In less than 12 months, she had maximized her savings and was beginning the process of purchasing her first home.

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