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Tips, advice, and the latest news from the savings world.

Tales From a First Year Saver: How I Learned to Stop Worrying and Love My Bank Account

Written by Super User · 14 February 2012

February 14, 2012

By Sean Naron, Consumer Federation of America advocacy associate

Last May, I graduated from college and forayed into the real world, entering a volatile and unpredictable jobs market. A few months of crashing at a friend’s apartment and hundreds of applications later, I found myself happily employed in Washington D.C. However, shortly after starting my first “big-boy” job, I quickly discovered that my paycheck had this uncanny tendency to spend itself before it really ever reached my checking account. Things like rent, groceries, my commute, as well as those pesky student loans, had seriously cut into the amount I had budgeted to spend on fun activities, not to mention what I had planned on saving.

As a first year saver, I have come to rely on a few tricks to stretch my paycheck here and there so I can build towards my goals without sacrificing all forms of fun. So here are some of the lessons I’ve learned and tricks that I use to get the most out of what I’ve got:

 

Call for Tips

Written by Super User · 09 February 2012

February 9, 2012

By Katie Bryan, America Saves communications manager

Do you have a tip to help others save? What do you do to save money? America Saves is looking for your saver tips to feature in our next American Saver newsletter.

If we choose your tip for the newsletter, we will send you a check for $25 – the initial purchase price of a $50 EE Savings Bond – and an application for a $50 EE Savings Bond.

Email your tips and stories to This email address is being protected from spambots. You need JavaScript enabled to view it.

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Tip of the Day

  • Written by Katie Bryan | November 23, 2013

    Tip to #Save: Pay off Credit Cards as Soon as Possible. http://ow.ly/FJyDM via @Bankrate

Saver Stories View all »

Challenging Herself to Save

Written by Sara Cooper | April 15, 2014

It all started when Marchale Burton overheard Alabama cooperative extension colleague Isaac Chappelle, coordinator of Alabama Saves, explaining how saving just a little bit – even change – is all it takes to become a saver. “I thought about that,” Burton said, “and wanted to see if it would work.” So, she challenged herself to see how much change she could save.

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Starting Over

Written by Katie Bryan | October 28, 2013

Until last summer, Michael Lindman spent money freely. “I was a union truck driver for 35 years and had a good income,” said Lindman. “I owned my own home, saved a little, and tried to live within my own budget. You always think there’s going to be that much coming in, but things can change in a split second.”

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Starting and Continuing a Personal Finance Journey

Written by Sara Cooper | December 23, 2013

When Kiara Hardin, now a junior at Western Illinois University, became an intern with the Chicago Summer Business Institute during her sophomore year of high school, she began her personal finance journey. The program required participants to open a savings account.

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Written by Super User | September 16, 2013

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Written by Super User | September 16, 2013

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