America Saves Blog

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Tips, advice, and the latest news from the savings world.

Mother and children perusing the produce section in a grocery store.

Grocery Shopping on a Budget

Budgeting Family Savings
Written by Lani Poblete · 26 September 2017

Grocery shopping expenses, especially if you prepare meals for a large family, can often feel like a budget buster.

Three college students walking and laughing in the sunshine

The Basics of the FAFSA: Free Application for Student Aid

Student Loans Saving for College Better Money Habits FAFSA
Written by Madalyn Pemberton · 22 September 2017

College is expensive. Thankfully, there are many ways to fund a college education, including various types of “free” money in the form of grants or scholarships. This is money you are not expected to pay back. Submitting a FAFSA is the primary tool to explore such types of funding.

A meter depicting from left to right bad, poor, good, excellent credit. Meter arrow currently points to good.

Do You Know How Your Credit Score Is Calculated?

Debt Credit History Credit Score Credit
Written by Lani Poblete · 21 September 2017

According to a recent survey from Consumer Federation of America (CFA) and VantageScore Solutions, LLC, more than 40 percent of respondents incorrectly thought a person's age is among factors used to calculate a credit score. And only 18 percent understood that a low credit score on a typical auto loan would increase loan charges by more than $5,000.

Two young men, one with down syndrome, hugging each other and laughing.

Savings Option for Qualified Individuals with Disabilities

Written by Guest Blogger · 09 August 2017

By Chris Rodriguez, Director of Public Policy, National Disability Institute. 

Transformation

According to the Oxford Dictionary, transformation is a “marked change in form, nature or appearance.”

There are many reasons that the impact of the Stephen Beck Jr., Achieving a Better Life Experience (ABLE) Act and, by extension, ABLE accounts, will be transformative to millions of individuals with disabilities and their families.For children, youth, and working-age adults with disabilities, there are multiple reasons to recognize the power and potential of ABLE.

calculator, bills, budget breakdown sheets all lying next to each other

The Building Blocks of Excellent Credit

Debt Credit History Credit Score
Written by Martin A. Smith, CRPC®, AIFA®, President of Wealthcare Financial Group, Inc. · 01 August 2017

Do you want to build excellent credit? If you are shopping for a mortgage or car loan or a credit card, simply paying your debts on time is not the only requirement to building excellent credit. Here are some other considerations:

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Tip of the Day

  • Written by Tammy G. Bruzon | January 16, 2017

    Do you have a tip about saving at tax time? Share it with @AmericaSaves and you could win $25 >> http://bit.ly/2hZ6e1m

Saver Stories View all »

Getting Out of Debt

Written by Katie Bryan | October 28, 2013

In 2004, Tonya Shelton was facing financial ruin. Barely making more than minimum wage and having lost her home to an unexpected family crisis, Shelton and her family were forced to live in a rundown hotel.

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Inspired to Build Savings By Starting Small

Written by Great Lakes Michigan Saves | April 19, 2016

With little-to-no money in the bank and living on a limited income with her adult daughter, Sharon wasn’t sure if building up savings for her future was even possible. “At my age, to put debts behind me would be a relief,” she said, but she wasn’t quite sure how to even get started with a savings plan. That all changed when Sharon attended the Great Lakes Michigan Saves Pay Yourself First Saver’s Summit during America Saves Week.

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Coping with a Lost Job

Written by Katie Bryan | October 28, 2013

Aimee Shaffer worked as a Public Service News Director for radio for years until one day her employer downsized the company, resulting in hundreds of lost jobs, including Aimee’s.

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