America Saves Blog
Tips, advice, and the latest news from the savings world.
October 31, 2011
By Katie Bryan, America Saves Communications Manager
October 31st seems as likely a day as any for the start of a Zombie Apocalypse. Just imagine, Zombies are coming and you need to move quickly. But does your emergency plan take your finances into account? Are financial documents part of your emergency bag? Do you have items in a safe-deposit box? Can you access your finances online?
While we will probably never see a zombie apocalypse, we have seen everything in the past year from earthquakes to hurricanes. It is important to have an emergency plan and to make sure your finances are part of that plan. Don’t know where to start? Here are some tips from the FDIC:
October 27, 2011
Last weekend, Manny Flores, IDFPR Director - Division of Banking presented 28 graduates at WW Grainger Inc. in Niles, IL with certificates from the department, marking their completion of financial literacy courses provided by Heartland Alliance at no cost. Heartland, a not-for-profit organization, has partnered with the department to provide financial literacy courses which have been certified by IDFPR.
“With our slow growth economy and the budgetary pressures facing families, financial literacy is increasing important,” said Manny Flores, director of banking, Department of Financial and Professional Regulation. “Working families need to understand their rights and responsibilities regarding the money they earn spend and hopefully save. Illinois Saves is a good alternative to non-bank financial management services.”
IDFPR also used this event to launch its new Illinois Saves website, where individuals can sign up to be Illinois Savers. The website is a helpful tool for those committed to thinking more responsibly in terms of their finances. For more information, or to sign up to be an Illinois Saver visit Illinois-saves.org
Established by Governor Pat Quinn, Illinois Saves is a public-private partnership between the Illinois Department of Financial and Professional Regulation (IDFPR), financial literacy educators, and financial institutions, whose goal is to educate the underbanked and connect them with a no-fee Savings Account. Illinois Saves focuses on financial literacy to empower consumers and implore them to think responsibly and begin saving.
Click here to find a local Saves campaign near you.
October 26, 2011
Don’t spend money on an outfit your child will most likely wear only once! Have fun, get creative, and keep your money in your pocket (and your budget) by using everyday items in your own home to create an unforgettable costume for your child. Search in your closets, and scour through your clothes drawers to find easy help for dressing up your child—on the cheap.
1. Grab your sheets.
Bed sheets can be used for everything from a cape to a toga to a spooky little ghost (thank you, Charlie Brown). Hopefully, there’s an old one hanging around. If not, snatch one from your linen closet (or someone’s bed) for a last-minute save.
2. Dig for scraps.
Fabric scraps or pieces of old clothing can be cut into various shapes and sewn or pinned on overalls to show off the rugged character of a little farmer or scarecrow. Use pinking shears to add fun detail to scraps before attaching to costumes.
October 24, 2011
By Teresa W. Walker, Virginia Community Capital, Inc. Savings Manager
The Virginia CASH Campaign Fall Classic, led by Carolyn Spohrer, Virginia Community Action Partnership, was held in Richmond on October 13.
The event brought together tax coalitions in Virginia providing free tax preparation services and asset building programs for a day of learning and sharing.
October is National Disability Month and the conference highlighted the National Disability Institute's Real Economic Impact Tour and provided timely information for all participants. Several members of the Virginia Saves Advisory Board attended the meeting, as well as, participated as an exhibitor or speaker.
Virginia Saves Advisory Board Members: Lori Irwin, Virginia Saves volunteer; Teresa Walker, Virginia Community Capital and Virginia Saves Coordinator; Chris Neighbors, IRS; Maureen Gooden, Metro CASH; and John Meeks, FDIC. Dawn Lindley, Virginia Municipal Credit Union League (not in the photo).