America Saves Blog

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Tips, advice, and the latest news from the savings world.

Mother and children perusing the produce section in a grocery store.

Grocery Shopping on a Budget

Budgeting Family Savings
Written by Lani Poblete · 26 September 2017

Grocery shopping expenses, especially if you prepare meals for a large family, can often feel like a budget buster.

Three college students walking and laughing in the sunshine

The Basics of the FAFSA: Free Application for Student Aid

Student Loans Saving for College Better Money Habits FAFSA
Written by Madalyn Pemberton · 22 September 2017

College is expensive. Thankfully, there are many ways to fund a college education, including various types of “free” money in the form of grants or scholarships. This is money you are not expected to pay back. Submitting a FAFSA is the primary tool to explore such types of funding.

A meter depicting from left to right bad, poor, good, excellent credit. Meter arrow currently points to good.

Do You Know How Your Credit Score Is Calculated?

Debt Credit History Credit Score Credit
Written by Lani Poblete · 21 September 2017

According to a recent survey from Consumer Federation of America (CFA) and VantageScore Solutions, LLC, more than 40 percent of respondents incorrectly thought a person's age is among factors used to calculate a credit score. And only 18 percent understood that a low credit score on a typical auto loan would increase loan charges by more than $5,000.

Two young men, one with down syndrome, hugging each other and laughing.

Savings Option for Qualified Individuals with Disabilities

Written by Guest Blogger · 09 August 2017

By Chris Rodriguez, Director of Public Policy, National Disability Institute. 

Transformation

According to the Oxford Dictionary, transformation is a “marked change in form, nature or appearance.”

There are many reasons that the impact of the Stephen Beck Jr., Achieving a Better Life Experience (ABLE) Act and, by extension, ABLE accounts, will be transformative to millions of individuals with disabilities and their families.For children, youth, and working-age adults with disabilities, there are multiple reasons to recognize the power and potential of ABLE.

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Tip of the Day

  • Written by Administrator2 | January 6, 2014

    First saving strategy: Pay off high-cost debt http://ow.ly/sj3vP

Saver Stories View all »

Starting and Continuing a Personal Finance Journey

Written by Sara Cooper | December 23, 2013

When Kiara Hardin, now a junior at Western Illinois University, became an intern with the Chicago Summer Business Institute during her sophomore year of high school, she began her personal finance journey. The program required participants to open a savings account.

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Transforming “I Can’t Save” to “I Will Save”

Written by Guest Blogger | January 13, 2016

You will not believe what it took to completely change my life. About three years ago, the HR Administrator of the corporation where I worked (as a temp with no benefits) forwarded an email to me. Fifteen seconds. One small act of kindness. That's it - that's all it took!

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Developing a Savings "Game Plan"

Written by Katie Bryan | October 28, 2013

Eunice Diaz, a teacher in Colorado Springs, had been noticing a pattern. Despite the fact that she and her husband were “making good money,” they were spending their entire earnings and “were still struggling at the end of the month.”

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