Choose Your Savings Goal

Emergency fund Large Purchase Car Vacation Retirement Debt Repayment Education Homeownership Disability-related expenses Investment Savings General Savings

Emergency fund

Nearly a quarter of savers who take the America Saves pledge chose “emergency savings” as their first wealth-building goal. And they have the right idea.

Learn more

Helpful emergency savings links:
4 Steps to Spending Your Stimulus Check Wisely When You Don't Have An Emergency Fund 38 Reasons You Need At Least a $500 Emergency Fund How to Start Your Savings Journey What's The Easiest Way To Save? Automatically

Large Purchase

Think and acting like a saver not only means knowing what you’re saving for and how much it costs, but having a plan for building that savings.

Learn more

Helpful Large Purchase Savings Tips:
5 Holiday Mistakes That Could Cost You How to Save During the Holidays The S.M.A.R.T. Way to Save for Large Purchases What's The Easiest Way To Save? Automatically

Car

Being able to travel by car can help people earn more, spend less, and get better value in their housing. Cars, however, are relatively expensive to purchase and maintain. American households spend, on average, more than $8,000 dollars on car purchases and maintenance each year.

Learn more

Additional links for savers like you:
Sign up for text reminders and savings tips Save On Interest With This Debt Repayment Strategy 54 Ways to Save Money

Vacation

Vacation anyone? You might be gearing up for your next trip soon. Luckily, you don’t have to be rolling in dough to travel!

Learn more

Check out these resources to help save for your next vacation:
How to Save Money on Your Next Vacation A Think Like A Saver Attitude Save Big on Your Next Vacation with Technology & Pre-Planning What's The Easiest Way To Save? Automatically

Retirement

Retirement savings is a top priority for many Savers. Saving now for retirement will ensure that you have enough money to enjoy a comfortable standard of living when you stop or reduce the amount of hours you work.

Learn more

Debt Repayment

Getting out of debt is the #3 goal Savers select when they pledge to save. With planning, discipline, patience, and maybe some outside help, almost anyone can reduce their debts and start to accumulate wealth.

Learn more

Helpful Debt Repayment Links:
4 Key Mindset Changes To Make When Paying Off Debt Paying Down Debt IS Saving Save On Interest With This Debt Repayment Strategy

Education

Saving for education is the second most popular goal (after saving for emergencies) savers select when they pledge to save with America Saves.

Learn more

Helpful Education Savings Links:
Learn more about grants and scholarships Learn more about Federal Work-Study Learn more about 529 plan fees and how they impact financial aid eligibility Learn more about savings bonds Learn more about federal student loans 8 Ways to Save for Your Child’s Education

Homeownership

Develop a savings plan to build up money for a down payment at purchase, for moving expenses, and for post-purchase emergency expenditures such as needed home repairs.

Learn more

Helpful links for future homeowners:
The Unexpected Costs Of Buying A Home Visit Freddie Mac for information about home buying and the mortgage process For more information about home buying and the mortgage process visit Fannie Mae Check out Current Mortgage Rates

Disability-related expenses

Oftentimes, individuals with disabilities may not be familiar with savings options that are available to them or they may be afraid to save money due to the fear of jeopardizing public benefits.

Learn more

Helpful Savings Links:
Saving is an option for individuals with disabilities ABLE Accounts – A Protected Savings Option for Persons with Disabilities 54 Ways to Save Money Sign up for helpful text reminders and savings tips

Investment Savings

More and more people who take the America Saves pledge are choosing investment savings as their goal. Making investments can build wealth over time more reliably than using a savings account, but it also involves risk. So, it’s important to educate yourself.

Learn more

Helpful Investment Savings Resources:
Check out the Better Business Bureau’s (BBB) time-tested rules Check out the Securities and Exchange Commission’s (SEC) guiding principles Learn more about investment fees from the SEC

General Savings

It can be hard to put aside money for savings. But there is an easy way to save money without ever missing it. Make your savings automatic. You can start small and save $20 a week or month or you can try and save more.

Learn more

Helpful General Savings Resources:
54 Ways to Save Money What's The Easiest Way To Save? Automatically How to Start Your Savings Journey 38 Reasons You Need At Least a $500 Emergency Fund 5 Ways To Teach Kids How To Save At Home

Take the America Saves Pledge

Savers who make a plan are twice as likely to save successfully.

Find a Local Campaign

There are over 60 local America Saves campaigns located nationwide.

Connect to a Campaign
For organizations

Our Partners America Saves Week Current Initiatives Organize a Local Campaign America Saves at Work For Organizations

Getting Involved

America Saves makes it easy for your organization to get involved. Take a look at the different options, and choose the best fit for you and your colleagues. We look forward to working with you!

Get Started

Be sure to check out...
Our Partners America Saves Week Current Initiatives Organize a Local Campaign America Saves at Work

Getting To Know The New America Saves!

11.19.2019

Summit Follow Up

The America Saves Summit: Attacking the Savings Crisis took place on Wednesday, November 6, 2019 with engaged leaders representing...

View Details For Organizations
Resource center

Savers
Insights Saver Tips and Stories Podcasts

Organizations
Saver Tips and Stories

Check out the latest resources for

Insights Saver Tips and Stories Podcasts

Education

04.17.2023 By Carolyn Pemberton

8 Ways to Save for Your Child’s Education

One of the most important goals for parents is to find a way to help pay for their child’s education. Though most parents cannot a...
Learn More

08.21.2020 By Michael R. Roush

Saving Is An Option for Individuals With Disabilities

Oftentimes, individuals with disabilities may not be familiar with savings options that are available to them or they may be afrai...
Learn More

Unemployment

By Aimee Shaffer

Coping With A Job Loss

Aimee Shaffer worked as a Public Service News Director for radio for years until one day her employer downsized the company, resul...
Read More

By Eunice Diaz

Developing a Savings "Game Plan"

Eunice Diaz, a teacher in Colorado Springs, had been noticing a pattern. Despite the fact that she and her husband were “making go...
Read More

07.26.2022 By Kia Young

Episode 2: How Do I Pay Down Debt?

“The more debt you have, the less money you have to put toward savings.” It can be hard to know when to pay down debt and when to...
View Details

07.26.2022 By Kia Young

Episode 3: Saving For Major Life Milestones

It is important to save for your major life milestones! Life is exciting, and you always have a choice to make when it comes to sp...
View Details

Saver Tips and Stories

Savings

By Shannon

Saver Story: Set a Goal, Make a Plan!

We've chosen Shannon as our Saver of the Month! Her approach to saving for her family’s dream home is a great example of how #Thin...
Read More

Partner Resource Packets Downloads
About Us

Newsroom View 2024 Media Kit View Our Logic Model
Frequently searched

Save

Campaign

Pledge

Resource packet

Start saving for your future today!

Resource Center

Topic:

Automatic Savings

Split to Save

Resource Type:

All

Savings goal:

All

Year:

All

Automatic Savings

America Saves Week

By Amy Miller, AFC®

The Power of Saving Automatically

Automatic savings is a simple yet powerful tool that ensures you’re consistently working toward your financial goals, wh...

Learn More

Automatic Savings

12.19.2023 By Amy Miller

Saving Automatically

Saving through automatic deposits or transfers is the most effective way to save and helps make it easy by allowing you ...

Learn More

Automatic Savings

Emergency Fund

Young Saver

12.19.2023 By Amy Miller

Saving for Life’s Major Milestones when you’re young and just starting out...

Here are a few goals to consider now that will help you get your financial life in order and ready for all the important...

Learn More

Automatic Savings

Split to Save

Workplace

12.23.2021 By Carolyn Pemberton

The Benefits Of Encouraging Your Employees To Use Split Deposit

If you are looking for the answer on how to help employees save for emergencies, help recruit and retain motivated worke...

Learn More

Automatic Savings

Split to Save

01.29.2021 By Kia Young

What's The Easiest Way To Save? Automatically

The easiest and most effective way to save is automatically. Think about it, this saving automatically is the exact same...

Learn More