Nearly a quarter of savers who take the America Saves pledge chose “emergency savings” as their first wealth-building goal. And they have the right idea.
Helpful emergency savings links:
Think and acting like a saver not only means knowing what you’re saving for and how much it costs, but having a plan for building that savings.
Helpful Large Purchase Savings Tips:
Being able to travel by car can help people earn more, spend less, and get better value in their housing. Cars, however, are relatively expensive to purchase and maintain. American households spend, on average, more than $8,000 dollars on car purchases and maintenance each year.
Additional links for savers like you:
Vacation anyone? You might be gearing up for your next trip soon. Luckily, you don’t have to be rolling in dough to travel!
Check out these resources to help save for your next vacation:
Retirement savings is a top priority for many Savers. Saving now for retirement will ensure that you have enough money to enjoy a comfortable standard of living when you stop or reduce the amount of hours you work.
HELPFUL RETIREMENT SAVINGS LINKS:
Getting out of debt is the #3 goal Savers select when they pledge to save. With planning, discipline, patience, and maybe some outside help, almost anyone can reduce their debts and start to accumulate wealth.
Helpful Debt Repayment Links:
Saving for education is the second most popular goal (after saving for emergencies) savers select when they pledge to save with America Saves.
Helpful Education Savings Links:
Develop a savings plan to build up money for a down payment at purchase, for moving expenses, and for post-purchase emergency expenditures such as needed home repairs.
Helpful links for future homeowners:
Oftentimes, individuals with disabilities may not be familiar with savings options that are available to them or they may be afraid to save money due to the fear of jeopardizing public benefits.
Helpful Savings Links:
More and more people who take the America Saves pledge are choosing investment savings as their goal. Making investments can build wealth over time more reliably than using a savings account, but it also involves risk. So, it’s important to educate yourself.
Helpful Investment Savings Resources:
It can be hard to put aside money for savings. But there is an easy way to save money without ever missing it. Make your savings automatic. You can start small and save $20 a week or month or you can try and save more.
Helpful General Savings Resources:
Savers who make a plan are twice as likely to save successfully.
Make a pledge to yourself and create a simple savings plan that works. Complete the Pledge and America Saves will send you short email and text reminders, resources and tips to keep you on track towards your savings goal. Become part of an entire community of savers. Get started now!
I’m saving for...
Those with a savings plan are twice as likely to save successfully. Taking the America Saves Pledge is a pledge to yourself to start a savings journey and America Saves is here to encourage you along the way. Take the first step toward creating a better financial future. Make a plan, set a goal, and pledge to yourself to start saving, today.
There are over 60 local America Saves campaigns located nationwide.
America Saves makes it easy for your organization to get involved. Take a look at the different options, and choose the best fit for you and your colleagues. We look forward to working with you!
By Lindsay Ferguson
More than two dozen organizations (listed below) with a shared interest in helping Americans save money worked together to design ...
By Michael R. Roush
Oftentimes, individuals with disabilities may not be familiar with savings options that are available to them or they may be afrai...
By Carolyn Pemberton
Most Americans don't have an emergency fund. While we're all experiencing this pandemic very differently — some having only minor ...
By Quaneka Willis
Quaneka Willis, a single mother of three children, was receiving rental assistance through the Housing Authority of the City of Mi...
By Tonya Shelton
In 2004, Tonya Shelton was facing financial ruin. Barely making more than minimum wage and having lost her home to an unexpected f...
“We believe an informed saver is an empowered saver. An empowered saver is able to make the best decisions for themselves and thei...
By Kia Young
“The more debt you have, the less money you have to put toward savings.”
It can be hard to know when to pay down debt and when to...
We've chosen Shannon as our Saver of the Month! Her approach to saving for her family’s dream home is a great example of how #Thin...