5 Steps to Start the Year Fresh and Build Financial Confidence
Here's to fresh starts, new goals, and confident saving!
1. Choose One Financial Focus
Start by picking just one goal to focus on right now. It could be saving for emergencies, paying down a specific debt, or creating a simple spending plan. Focusing on one priority makes progress feel manageable and helps build momentum.
2. Set Up or Review Automatic Savings
Automatic savings take the pressure out of decision-making. Even a small, regular transfer can help you build consistency and confidence. If you already have automatic savings, consider increasing the amount slightly or directing it toward a new goal.
3. Create a Simple Monthly Check-In
You don’t need a complicated system to stay on track. Set aside a few minutes once a month to review your balances, bills, and upcoming expenses. Regular check-ins help you feel informed and in control.
4. Plan Ahead for One Known Expense
Look ahead and choose one upcoming cost to prepare for, such as a car repair, school expense, or tax-time payment. Planning for one known expense can reduce stress and prevent surprises from turning into setbacks.
5. Take the America Saves Pledge
Committing to a goal makes it feel real. By taking the America Saves Pledge, you’ll define what you’re saving for and receive free tools, tips, and encouragement to help you stay motivated throughout the year.
Let’s make this the year of saving intentionally, spending mindfully, and celebrating every small win along the way.
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Take the America saves pledge
Make a pledge to yourself and create a simple savings plan that works. Complete the Pledge and America Saves will send you short email and text reminders, resources and tips to keep you on track towards your savings goal. Become part of an entire community of savers. Get started now!
creative ways to fund your savings
Those with a savings plan are twice as likely to save successfully. Taking the America Saves Pledge is a pledge to yourself to start a savings journey and America Saves is here to encourage you along the way. Take the first step toward creating a better financial future. Make a plan, set a goal, and pledge to yourself to start saving, today.
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Take the America Saves Pledge
Make a pledge to yourself and create a simple savings plan that works.
