08.14.2025 By Amy Miller, AFC®

Know Where to Turn: Finding Trusted Resources in an Emergency or Disaster

When disaster strikes—whether it’s a hurricane, flood, wildfire, or emergency, it’s easy to feel overwhelmed. On top of keeping yourself and your family safe, you may suddenly be faced with urgent financial decisions, property loss, displacement, or the need for immediate assistance. That’s why knowing where to turn before disaster hits is one of the most important steps you can take to protect your finances and peace of mind.

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When disaster strikes—whether it’s a hurricane, flood, wildfire, or emergency, it’s easy to feel overwhelmed. On top of keeping yourself and your family safe, you may suddenly be faced with urgent financial decisions, property loss, displacement, or the need for immediate assistance. That’s why knowing where to turn before disaster hits is one of the most important steps you can take to protect your finances and peace of mind.

This month, we’re focusing on Saving for Emergencies and highlighting the importance of not just saving money but also knowing your support system and trusted resources in the event of a disaster.

Why It Matters

Emergencies are stressful enough without scrambling to figure out where to go for shelter, food, or financial relief. Having a plan in place, and knowing who to contact and what’s available to you, helps you:

  • Get aid faster
  • Avoid scams or misinformation
  • Minimize long-term financial setbacks
  • Feel empowered instead of overwhelmed

Trusted Emergency Resource Hubs

Here are key organizations and government agencies to know:

  1. FEMA (Federal Emergency Management Agency)
  1. American Red Cross
  • Provides shelter, emergency supplies, health services, and recovery support.
  • Website: www.redcross.org
  1. 211.org (United Way)
  • Call 211 or visit the website to connect with local help for food, housing, and financial assistance.
  • Website: www.211.org
  1. DisasterAssistance.gov
  • One-stop portal for federal disaster relief services, including housing, unemployment, and small business aid.
  1. Your Local Emergency Management Office
  • Every state and county has an office with localized response info, evacuation zones, and disaster planning tips. Search FEMA’s website to find assistance in your area here.

Tip: Store Important Documents & Info in One Place

You can’t apply for assistance without the right documentation. Be sure you have:

  • Social Security cards
  • Insurance policies
  • A list of prescriptions and health info
  • Birth certificates and IDs
  • Banking information

Need help getting started?

Download our Disaster Preparedness Checklist here →

Don’t Forget Financial Resilience

Disaster preparedness isn’t just about batteries and bottled water; it’s also about financial readiness. Make sure your emergency fund is in a safe, accessible place, and if possible, set up automatic savings to keep building even when life is busy.

 

Have a Story About Navigating a Disaster? 

We’d love to hear how you prepared—or wish you had prepared—for an emergency. Sharing your story could help another family stay safe and financially strong.
Submit Your Saver Story Here!

 

Remember: When you’re financially prepared and resource-aware, you give yourself the best chance to recover and rebuild—no matter what life throws your way.

Stay safe. Stay informed. And keep saving.

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