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Tips, advice, and the latest news from the savings world.

The Hardest Part About Getting Out of Debt

Written by Super User · 15 August 2011

The following saver story comes from the American Saver Summer 2011 edition:

Tonya

In 2004, Tonya Shelton was facing financial ruin. Barely making more than minimum wage and having lost her home to an unexpected family crisis, Shelton and her family were forced to live in a rundown hotel. Their future seemed bleak. However, armed with a burning desire to make life better for her family, help from Purdue Extension’s Making Your Money Work financial literacy program, the assistance of a Iocal America Saves campaign Indy Saves, and a savings plan, she began her journey to becoming a good steward over the money she did have.

With the help of Indy Saves, Shelton set a goal – to save $10 a week towards an emergency fund. It was money she felt she did not have at the time, but Indy Saves and Making Your Money Work helped her to commit to a budget in order to start saving. She sealed the deal by enrolling in a direct deposit program. “Having a savings account helped me to understand the value of having a banking relationship,” said Shelton.

Your Weekly Motivation to Save More

Written by Katie Bryan · 11 August 2011

Kick Start Your Savings

I often hear that the hardest part about saving is getting started. That’s why we are going to post ways to Kick Start Your Savings each week on the America Saves Blog. Anyone can take action and start to save today.

The following resources will help you take positive steps towards saving more now:

Inspiration from the Experts

9 ways to save on back to school – From MSN Money

  1. Take inventory
  2. Get the school's list
  3. Go through the ads
  4. Check prices online
  5. Buy in bulk and bundles
  6. Take advantage of tax holidays
  7. Look off the beaten path
  8. Make the kids work for extras
  9. Shop throughout the year

Got Debt? It’s Time for a Reality Check – From AARP.org

  • Challenge yourself to start paying off your bills now and work towards being debt-free.

Take the Pledge

Savers who make a plan are twice as likely to save successfully. 

Take the America Saves Pledge

Tip of the Day

  • Written by Administrator2 | January 12, 2014

    Keep track of your spending. At least once a month, use credit card, checking, and other records to review what you've purchased. Then, ask yourself if it makes sense to reallocate some of this spending to an emergency savings account. http://ow.ly/sj972

Saver Tips and Stories View all »

The Gift of Homeownership

Written by Tammy G. Bruzon | August 5, 2015

Quaneka Willis, a single mother of three children, was receiving rental assistance through the Housing Authority of the City of Milwaukee when she decided to take control of her finances. So, in September of 2013 she attended the Make Your Money Talk program and pledged as a Wisconsin Saver. In less than 12 months, she had maximized her savings and was beginning the process of purchasing her first home.

Read more...

Developing a Savings "Game Plan"

Written by Katie Bryan | October 28, 2013

Eunice Diaz, a teacher in Colorado Springs, had been noticing a pattern. Despite the fact that she and her husband were “making good money,” they were spending their entire earnings and “were still struggling at the end of the month.”

Read more...

Starting and Continuing a Personal Finance Journey

Written by Sara Cooper | December 23, 2013

When Kiara Hardin, now a junior at Western Illinois University, became an intern with the Chicago Summer Business Institute during her sophomore year of high school, she began her personal finance journey. The program required participants to open a savings account.

Read more...

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Take the Pledge

Written by Super User | September 16, 2013

Start Saving

Receive Texts

Written by Tammy G. Bruzon | July 15, 2014

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Partner News & Updates

Written by Katie Bryan | October 18, 2013

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