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There are over 20 America Saves Local Campaigns around the US that you can connect with for one-on-one help! To learn more about savings initiatives and events in your area, select your state to find the campaign nearest you.

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Latest Resources

04.09.2020 By Carolyn Pemberton

4 Steps to Spending Your Stimulus Check Wisely When You Don't Have An Emergency Fund

Most Americans don't have an emergency fund. While we're all experiencing this pandemic very differently — some having only minor inconveniences and others finding themselves without a job or having to close their business — those without a savings cushion are vulnerable to feeling the ramifications of COVID-19 for a very long time.

01.31.2021 By Kia McCallister-Young

38 Reasons You Need At Least a $500 Emergency Fund

The age-old saying,” When it rains it pours” is especially true when an unexpected emergency pops up- as if you had nothing better to do than fork out $500 on new tires, or visiting the doctor. Recently the Federal Reserve noted that almost half of Americans do not have $400 cash available in an emergency fund.

02.01.2021 By Kia Young

How to Start Your Savings Journey

So you’ve decided that it’s time for you to get (more) serious about your finances, particularly saving. Great! This is a critical moment that happens for most working-class Americans, no matter how much money you’re making.

Automatic Savings

01.29.2021 By Kia Young

What's The Easiest Way To Save? Automatically

The easiest and most effective way to save is automatically. Think about it, this saving automatically is the exact same way that millions of employees save through 401(k) and other retirement programs at work. So, taking that same concept— that you can “set it and forget it” and adjust to money going directly into savings would work for ANY savings goal you have— including saving for an emergency fund, homeownership, education, or even a vacation.

Home

02.15.2021 By Madeline Daniels

The Unexpected Costs Of Buying A Home

Homeownership is considered a huge part of the “American Dream.” With Real Estate being one path to acquiring wealth, it’s something we all consider. When making the decision to buy a home you have to think beyond the purchase price of the home. There are many factors that contribute to how much you’ll *actually* be paying for your home over the life of the loan and beyond.

02.01.2021 By Amelia O'Rourke-Owens

Paying Down Debt IS Saving

If you’re planning to save by paying down debt, you’re in good company: getting out of debt is the #3 savings goal people select when taking the America Saves Pledge. That makes sense because debts can keep you from building wealth.

Debt

02.15.2021 By Amelia O’Rourke-Owens

4 Key Mindset Changes To Make When Paying Off Debt

When you decide to prioritize paying off debt, it can feel really great and really overwhelming at the same time. The good news is that you can be well on your way to being debt free with a few key changes.

Debt

02.15.2021 By Amelia O’Rourke-Owens

Save On Interest With This Debt Repayment Strategy

Congratulations, you’ve made the decision to pay off your debt and to stop handing over your hard-earned money to interest each month!

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