For Savers

Set a Goal: What to Save For

Saving money, improving your financial life, building wealth. It all starts when you set a goal and make a plan to reach that goal. So what is your goal? Set up an emergency cash fund? Get out of debt? Make a down payment on a car or home? Sock away money for college or retirement?

Make a Plan: How to Save Money

Those with a savings plan are twice as likely to save successfully. Cash in those dusty jars of pennies. Pack your lunch instead of buying it at work. There are lots of little things you can do to fund your savings. Just be creative.

Save Automatically

The easiest and most effective way to save is automatically. This is how millions of employees save through 401(k) and other retirement programs at work. It is also how millions of Americans save at their bank or credit union.

Saver Tips and Stories

Real tips and stories from savers just like you.

Connect to a Campaign

There are over 60 local America Saves campaigns located nationwide that you can connect with for one-on-one help and to learn more about savings initiative and events in your area. Find the campaign nearest you.

America Saves en Español

America Saves provides the following pages in Spanish.

: Written by Katie Bryan; Category: Uncategorised; Published: 29 October 2013

Take the Pledge

Savers who make a plan are twice as likely to save successfully.

Take the America Saves Pledge

Tip of the Day

Written by Tammy G. Bruzon | October 21, 2014
Impulse buys are an easy way to blow your holiday budget. Make a plan & stick to it! http://ow.ly/CVJZf

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Jump-Starting a Financial Makeover

Written by Katie Bryan | October 28, 2013

Nichelle Johnson, a single mom with two teenage children, knows what it’s like to stretch a dollar. When she moved back to Virginia Beach in 2008, she provided for her family with just a part-time library position.

Saving With My Boys

Written by | September 2, 2019

When Kelly was a kid, she loved the picture book A Chair for My Mother by Vera B. Williams. In the story, a little girl lives in an apartment with her mother and grandmother. The little girl’s mother is a waitress and sole provider for their family. Together the family saves money by putting their change in a giant jar every day. They are saving for a big cushy chair for the little girl’s hard-working mother. Together with patience and diligence, they buy the mother a very comfy chair.

Meet Esmeralda: 2019 SaveYourRefund Grand Prize Winner

Written by Lindsay Ferguson | June 4, 2019

“I have a goal, and I am going to achieve that goal.” 2019 SaveYourRefund Grand Prize Winner Esmeralda says that savings has always been about achieving self-sufficiency amidst tremendous adversity. “It’s hard to pay myself first,” says Esmeralda, particularly when you have to anticipate emergency expenses like a broken down car.