For Savers

Set a Goal: What to Save For

Saving money, improving your financial life, building wealth. It all starts when you set a goal and make a plan to reach that goal. So what is your goal? Set up an emergency cash fund? Get out of debt? Make a down payment on a car or home? Sock away money for college or retirement?

Make a Plan: How to Save Money

Those with a savings plan are twice as likely to save successfully. Cash in those dusty jars of pennies. Pack your lunch instead of buying it at work. There are lots of little things you can do to fund your savings. Just be creative.

Save Automatically

The easiest and most effective way to save is automatically. This is how millions of employees save through 401(k) and other retirement programs at work. It is also how millions of Americans save at their bank or credit union.

Saver Tips and Stories

Real tips and stories from savers just like you.

Connect to a Campaign

There are over 60 local America Saves campaigns located nationwide that you can connect with for one-on-one help and to learn more about savings initiative and events in your area. Find the campaign nearest you.

America Saves en Español

America Saves provides the following pages in Spanish.

: Written by Katie Bryan; Category: Uncategorised; Published: 29 October 2013

Take the Pledge

Savers who make a plan are twice as likely to save successfully.

Take the America Saves Pledge

Tip of the Day

Written by Administrator2 | January 11, 2014
Save your loose change. Putting aside fifty cents a day over the course of a year will allow you to save nearly 40% of a $500 emergency fund. http://ow.ly/sj972

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Budget like Nohemi

Written by Guest Blogger | April 19, 2019

Nohemi found out about America Saves a few years ago as an undergraduate at the University of Illinois at Chicago. She remembers attending a University of Illinois Saves event where she decorated a piggy bank and took the Pledge, but college life made her put the thought of saving at the back of her mind. Those thrifty thoughts resurfaced when she graduated with a degree in public health.

Coping with a Lost Job

Written by Katie Bryan | October 28, 2013

Aimee Shaffer worked as a Public Service News Director for radio for years until one day her employer downsized the company, resulting in hundreds of lost jobs, including Aimee’s.

Meet Esmeralda: 2019 SaveYourRefund Grand Prize Winner

Written by Lindsay Ferguson | June 4, 2019

“I have a goal, and I am going to achieve that goal.” 2019 SaveYourRefund Grand Prize Winner Esmeralda says that savings has always been about achieving self-sufficiency amidst tremendous adversity. “It’s hard to pay myself first,” says Esmeralda, particularly when you have to anticipate emergency expenses like a broken down car.