All
#ImSavingFor Winner Story
America Saves awarded one lucky saver, Pedram R. from California, $750 for sharing his #ImSavingFor story. Pedram said, “Saving is important to me because it proves I am not willing to buy unnecessary things to please others or to be perceived as successful.”
https://americasaves.org/resource-center/saver-tips-and-stories/imsavingfor-winner-story/
10 Cheap or Free Holiday Activities
It’s the most wonderful time of the year! The holidays are one of the happiest seasons for many of us….and can quickly become the most costly. On average, Americans spend around $1800 on gifts, travel, food, and events from November – January each year.
https://americasaves.org/resource-center/insights/10-cheap-or-free-holiday-activities/
3 Easy Steps to Save a Portion of Your Tax Refund
Your tax refund is one of the biggest financial opportunities of the year! Instead of spending it all at once, set yourself up for financial success by saving a portion for what matters most. Whether it’s building an emergency fund, paying down debt, or planning for a future goal, small steps can lead to BIG financial wins.
https://americasaves.org/resource-center/insights/3-easy-steps-to-save-a-portion-of-your-tax-refund/
3 Tips for Navigating Student Loan Repayment
Whether you just recently graduated or left school, or have been navigating student loan repayment for years, you are probably aware that after a three-year pause, student loan repayment resumed on October 1st, 2023.
https://americasaves.org/resource-center/insights/3-tips-for-navigating-student-loan-repayment/
38 Reasons You Need At Least a $500 Emergency Fund
The age-old saying,” When it rains it pours” is especially true when an unexpected emergency pops up- as if you had nothing better to do than fork out $500 on new tires, or visiting the doctor. Recently the Federal Reserve noted that almost half of Americans do not have $400 cash available in an emergency fund.
https://americasaves.org/resource-center/insights/38-reasons-you-need-at-least-a-500-emergency-fund/
4 Key Mindset Changes To Make When Paying Off Debt
When you decide to prioritize paying off debt, it can feel really great and really overwhelming at the same time. The good news is that you can be well on your way to being debt free with a few key changes.
4 Steps to Spending Your Stimulus Check Wisely When You Don't Have An Emergency Fund
Most Americans don't have an emergency fund. While we're all experiencing this pandemic very differently — some having only minor inconveniences and others finding themselves without a job or having to close their business — those without a savings cushion are vulnerable to feeling the ramifications of COVID-19 for a very long time.
4 Ways to Reduce Holiday Travel Costs
The holiday season is one of the busiest travel times of the year, which often means high prices for flights, hotels, and other travel expenses. However, with a little planning, you can cut costs and travel on a budget while still enjoying a memorable holiday experience.
https://americasaves.org/resource-center/insights/4-ways-to-reduce-holiday-travel-costs/
5 Easy Steps to Tackle Your Debt While Saving
Debt can be a heavy weight on your finances. It can hinder your spending in the short term and cause your savings to fall far behind in the long term. Fortunately, by being specific about your priorities, you can save money and pay down your debt.
https://americasaves.org/resource-center/insights/5-easy-steps-to-tackle-your-debt-while-saving/
For savers
#ImSavingFor Winner Story
America Saves awarded one lucky saver, Pedram R. from California, $750 for sharing his #ImSavingFor story. Pedram said, “Saving is important to me because it proves I am not willing to buy unnecessary things to please others or to be perceived as successful.”
https://americasaves.org/resource-center/saver-tips-and-stories/imsavingfor-winner-story/
10 Cheap or Free Holiday Activities
It’s the most wonderful time of the year! The holidays are one of the happiest seasons for many of us….and can quickly become the most costly. On average, Americans spend around $1800 on gifts, travel, food, and events from November – January each year.
https://americasaves.org/resource-center/insights/10-cheap-or-free-holiday-activities/
3 Easy Steps to Save a Portion of Your Tax Refund
Your tax refund is one of the biggest financial opportunities of the year! Instead of spending it all at once, set yourself up for financial success by saving a portion for what matters most. Whether it’s building an emergency fund, paying down debt, or planning for a future goal, small steps can lead to BIG financial wins.
https://americasaves.org/resource-center/insights/3-easy-steps-to-save-a-portion-of-your-tax-refund/
3 Tips for Navigating Student Loan Repayment
Whether you just recently graduated or left school, or have been navigating student loan repayment for years, you are probably aware that after a three-year pause, student loan repayment resumed on October 1st, 2023.
https://americasaves.org/resource-center/insights/3-tips-for-navigating-student-loan-repayment/
38 Reasons You Need At Least a $500 Emergency Fund
The age-old saying,” When it rains it pours” is especially true when an unexpected emergency pops up- as if you had nothing better to do than fork out $500 on new tires, or visiting the doctor. Recently the Federal Reserve noted that almost half of Americans do not have $400 cash available in an emergency fund.
https://americasaves.org/resource-center/insights/38-reasons-you-need-at-least-a-500-emergency-fund/
4 Key Mindset Changes To Make When Paying Off Debt
When you decide to prioritize paying off debt, it can feel really great and really overwhelming at the same time. The good news is that you can be well on your way to being debt free with a few key changes.
4 Steps to Spending Your Stimulus Check Wisely When You Don't Have An Emergency Fund
Most Americans don't have an emergency fund. While we're all experiencing this pandemic very differently — some having only minor inconveniences and others finding themselves without a job or having to close their business — those without a savings cushion are vulnerable to feeling the ramifications of COVID-19 for a very long time.
4 Ways to Reduce Holiday Travel Costs
The holiday season is one of the busiest travel times of the year, which often means high prices for flights, hotels, and other travel expenses. However, with a little planning, you can cut costs and travel on a budget while still enjoying a memorable holiday experience.
https://americasaves.org/resource-center/insights/4-ways-to-reduce-holiday-travel-costs/
5 Easy Steps to Tackle Your Debt While Saving
Debt can be a heavy weight on your finances. It can hinder your spending in the short term and cause your savings to fall far behind in the long term. Fortunately, by being specific about your priorities, you can save money and pay down your debt.
https://americasaves.org/resource-center/insights/5-easy-steps-to-tackle-your-debt-while-saving/
5 Holiday Mistakes That Could Cost You
The holidays are just around the corner, which means it’s time to enjoy vacations, catch up with family and friends, and eat great food. While the holidays are about quality time and making memories, it’s easy to get caught up with spending money. Here are five holiday mistakes to avoid this year so you can enjoy the season with your finances intact.
https://americasaves.org/resource-center/insights/5-holiday-mistakes-that-could-cost-you/
For organizations
America Saves Tax Time Toolkit 2022
This time of year, supporting our Savers on their financial wellness journey means ensuring they have the guidance and support necessary during tax season.
First-Time Homebuyers: Where to Start
Excited! Scared! Anxious! Nervous! These are all normal emotions when starting the home-buying process for the first time. There are a lot of things to research, review, consider, and do throughout the process that can seem overwhelming for most first-timers.
https://americasaves.org/resource-center/insights/first-time-homebuyers-where-to-start/
Getting To Know The New America Saves!
Our May 2021 Partner Resource Packet is a bit different than you’re used to! This month we wanted to take a step back and focus on supporting YOU, our Partners, Local Campaigns, and America Saves Week Participating Organizations, as you make a measurable impact on your communities using America Saves resources.
Housing Resource Packet
June is National Homeownership Month! Homeownership is considered a huge part of the “American Dream,” and a goal many of our Savers are working toward, in spite of the current inflation, rising interest rates, and overall housing market. While some may be working towards homeownership, others may choose that renting is the best choice for them (and that's okay!).
https://americasaves.org/resource-center/partner-resource-packets/housing-resource-packet/
National Financial Capability Month
With the continued COVID-19 pandemic growing and everyday Americans feeling the ramifications of our economy slowing down in an effort to slow the spread, we are experiencing firsthand why saving for the unexpected and having a savings plan is crucial.
Paying Down Debt Is Saving Blog
Making the decision to pay down debt, particularly consumer debt, can be mixed with emotion.
https://americasaves.org/resource-center/insights/paying-down-debt-is-saving-blog/
Saver Story: Set a goal, make a plan!
We've chosen Shannon as our Saver of the Month! Her approach to saving for her family’s dream home is a great example of how #ThinkingLikeASaver can look different for everyone, but has great payoffs and rewards.
https://americasaves.org/resource-center/saver-tips-and-stories/saver-story-set-a-goal-make-a-plan/
Saving As A Family Partner Resource Packet
We want to encourage and remind you that saving is a family affair. It will take everyone working together, including your children, to do what’s necessary to stay on a healthy financial path.
Saving Automatically Blog
The most simple and effective way to save is to set up automatic savings.
https://americasaves.org/resource-center/insights/saving-automatically-blog/
General
AFTER TWENTY YEARS OF SERVICE, AMERICA SAVES’ DIRECTOR GEORGE BARANY ANNOUNCES RETIREMENT; TWO SUCCESSORS NAMED CO-DIRECTORS
America Saves announced today that George Barany, its Director, plans to retire from his position at the end of 2021. The Organization Looks Ahead to Its Next Chapter as Two Women Prepare to Take the Helm as Co-Directors in 2022.
AMERICA SAVES AND EVEN PARTNER ON GROUNDBREAKING SAVINGS RESEARCH INITIATIVE
Launching in 2022, the Initiative Will Boost Thousands of Low-Wage Earning Adults’ Savings Accounts and Study the Impacts of Cash Injections on Saving, Spending, and Mental Health
AMERICA SAVES ANNOUNCES APPOINTMENT OF DIRECTOR, KIA MCCALLISTER-YOUNG
McCallister-Young Tapped to Expand the Growth and Impact of America Saves as It Enters New Era
AMERICA SAVES ANNOUNCES NEW INITIATIVE, VETERAN SAVES, TO LAUNCH DURING MILITARY SAVES WEEK AND EMPOWER VETERANS WITH FINANCIAL TOOLS AND RESOURCES
Functioning as a Sister Program to Military Saves, Veteran Saves Will Focus Specifically on Building Wealth for the Veteran Community and Their Families
AMERICA SAVES AWARDS 15 FINANCIAL INSTITUTIONS FOR IMPACT MADE IN INCREASING SAVINGS HABITS AMONG LOCAL AND NATIONAL COMMUNITIES
The Designation of Savings Excellence (DOSE) Award Honors Significant Efforts Made by Banks and Credit Unions During America Saves Week
AMERICA SAVES HONORS 13 FINANCIAL INSTITUTIONS WITH NATION’S ONLY AWARD FOCUSED ON HELPING AMERICANS IMPROVE FINANCIAL STABILITY
Recognized for Outstanding Efforts During America Saves Week, Six Banks and Seven Credit Unions Receive the America Saves 2022 Designation of Savings Excellence Award